Hadir di Bank Dunia, Dompet Dhuafa Dorong Keuangan Sosial Islam untuk Entaskan Kemiskinan

Ahmad Juwaini explained that the Zakat, Infak, Sedekah, and Wakaf (ZISWAF) instruments act as instruments for the redistribution of wealth. (IST)

JAKARTA - Dompet Dhuafa emphasized Indonesia's position on the global sharia finance map when it attended an international conference at the World Bank Headquarters, Washington D.C., United States (15-16 July 2026).

In a forum entitled "Forging Shared Prosperity: Advancing Digital Islamic Economics and Finance through Inclusive Services and Ethical Practices", the Manager of the Dompet Dhuafa Foundation, Ahmad Juwaini, emphasized the importance of Islamic Social Finance (Islamic Social Finance) as a main pillar for poverty alleviation and social justice.

"The synergy of zakat, waqf, and the strengthening of micro-economics can break the chain of riba transactions, strengthen MSMEs, and encourage the beneficiaries (mustahik) to transform into zakat payers (muzaki)," said Ahmad Juwaini when presenting a presentation entitled Social Finance Practices to Achieve Social Welfare.

Ziswaf Integration and Syariah Microfinance (Blended Finance)

Ahmad Juwaini explained that the Zakat, Infak, Sedekah, and Wakaf (ZISWAF) instruments act as instruments for the redistribution of wealth. Through the blended finance scheme - namely the integration of ZIS grant funds and wakaf capital with microfinance - the lower class can be encouraged to achieve sustainable economic independence.

The macroeconomic optimization of ZISWAF has proven to have long-term impacts:

Increase in Aggregate Consumption: Strengthen the purchasing power of the lower class. SME growth: Move the real sector and micro-enterprises. State Budget Efficiency: Reduce the burden on the State Budget for social assistance programs. Narrowing Inequality: Reduce the gap in economic inequality.

Dhuafa Wallet Best Practices: Empower 2.82 Million Lives

As concrete evidence (best practices), Dompet Dhuafa explains the achievements of the empowerment program throughout 2025:

Education: Scholarships such as ETOS, Bakti Nusa, and Smart Ekselensia have managed to lift more than 90% of beneficiaries from the poverty line after graduation. Economy: The Village Farmer Program, Dompet Dhuafa Farm, Shrimp Vaname Cultivation, to Sinjai Coffee Center have managed to free 70% of the binaan MSMEs from the poverty line. Health & Social: Management of the Dompet Dhuafa Hospital network, Lombok Floating Clinic, and rapid response to disaster assistance.

Throughout 2025, Dompet Dhuafa recorded a fund-raising of IDR 426.3 billion and has disbursed IDR 425.9 billion to 2.82 million beneficiaries throughout Indonesia.

Indonesian Ziswaf Management Model Recognized by the World

The presence of Dompet Dhuafa on the world stage proves that the practice of Islamic social finance management from Indonesia has become an international reference. This step also supports the national development target in the National Medium-Term Development Plan (RPJMN) 2025-2029.

The IFESDC 2026 Conference was held in collaboration with IMAAM Maryland, Tazkia University, Sakinah Finance, and the Office of Executive Director (EDS16) of The World Bank Group, and was attended by more than 200 cross-country delegates consisting of regulators, academics, and global practitioners of Islamic finance.