JAKARTA - The One Account One Student (KEJAR) 2026 program held by Bank Jakarta together with the Financial Services Authority (OJK) in SMAN 28 Jakarta received a positive response from students. The financial literacy and inclusion program is considered to open students' understanding of money management from an early age, in the midst of still low savings habits among teenagers.
One of the students of XI class at SMAN 28 Jakarta, Zahwa Azalea Reza, admitted that she had just understood the concept of saving is not only about saving money in a bank account. According to him, the KEJAR program provides a broader overview of banking services and benefits for students.
"Yes, of course, I have known all this time that saving is just saving money in the bank. It turns out it's more than that. There are many programs provided by the bank to customers. Including me who is still a student," said Zahwa on the sidelines of the kick-off activity of KEJAR DKI Jakarta at SMAN 28 Jakarta, quoted Wednesday, May 20.
Zahwa assessed that financial education like this is important to be given directly in the school environment. Because, many students start holding their own money, but have not understood how to manage expenses or set aside money for savings.
"This program is very good because it makes us understand the importance of saving and managing money from now on. So, we can learn to be more disciplined in using money," he said.
A similar view was expressed by another grade XI student, Musthafa Ahmad Hermana. He said that the educational approach brought in the KEJAR program felt lighter and easier for students to understand.
"In my opinion, this activity is very useful for students because it teaches how to manage money well and the importance of having savings for the future," said Musthafa.
He also appreciated the collaboration between Bank Jakarta and OJK which brought banking education directly to schools. According to him, this step makes students closer to the formal financial world which has been considered complicated by some students.
The KEJAR DKI Jakarta program is an effort to encourage a culture of saving among students while strengthening the financial literacy of the younger generation. This program involves cooperation between the local government, banks, and financial services regulators.
As a bank owned by the DKI Jakarta Provincial Government, Bank Jakarta also distributes social assistance for education such as KJP Plus and KJMU. As of April 2026, Bank Jakarta has managed more than 2.4 million student accounts with total savings reaching IDR 1.81 trillion which comes from Student Savings, SimPEL, and KJP Plus.
For the implementation of this program, Bank Jakarta received an award as the best KEJAR implementation bank in the Regional Development Bank category in 2025.
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