JAKARTA - President Joko Widodo (Jokowi) considers it natural for people to count 3% of employee salary for people's housing savings (Tapera).

"Yes, everything is calculated. It's normal for the new policy, people must also calculate, be able or unable, be heavy or not heavy," said Joko Widodo in his statement, quoted by ANTARA, Monday, May 27.

The President said the policy regarding Tapera was the same when the policy for recipients of contribution assistance (PBI) of the Health Insurance Administration Agency (BPJS), which was also once a public conversation.

As before BPJS, outside the PBI, 96 million free is also crowded. However, after walking, I think it will benefit the hospital not to be charged. Things like that will be felt after running. If it's not usually pros and cons," said Jokowi.

The government will cut the salaries of civil, private, BUMN, to TNI/Polri by 3% for public housing savings (Tapera). This was revealed in Government Regulation (PP) Number 21 of 2024 concerning Amendments to PP Number 25 of 2O2O concerning the Implementation of Public Housing Savings signed by President Joko Widodo (Jokowi) recently.

Article 7 explains the details of workers who are included in the criteria, namely civil servants (PNS), employees of the state civil apparatus (ASN), TNI/Polri, state officials, BUMN/BUMD employees, private workers, to independent workers (freelancer).

Article 15 paragraph (1) of the PP states that the amount of participants' savings is set at 3% of the salary or wages for workers and income participants for independent workers. Meanwhile, in paragraph (2), it states that the employer bears 0.5% and the worker is 2.5%.


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