JAKARTA - The Financial Services Authority (OJK) released the 2020-2025 Indonesian Banking Development Roadmap (RP2I) as an answer to challenges during the pandemic.
Chief Executive Officer of OJK Banking Supervision Heru Kristiyana said that the RP2I was a development of the main directions of the Indonesian Financial Services Sector Master Plan 2021-2025 which had previously been launched.
"This roadmap is an answer to the challenges and opportunities currently faced by the banking industry to make it more resilient, competitive, and contributive to the economy",
Meanwhile, the RP2I contains 4 main pillars as a basis for policy. First is strengthening the structure and competitive advantage. In this pillar, the banking sector is expected to improve the capital structure, improve banking business consolidation, strengthen efficient governance, and encourage innovation and services.
Second, the pillar of accelerating digital transformation with the target of strengthening IT management, encouraging the use of game-changers such as artificial intelligence, encouraging technology cooperation between business actors, and encouraging the implementation of advanced digital bank technology.
Three, the pillar of strengthening the role of banking in the national economy, which focuses on optimizing financing, deepening financial markets, encouraging the role of the Islamic economy, and improving financial education. The fourth is strengthening of regulation, licensing, and supervision through the use of technology.
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