DKI Will Provide FLPP Mortgages For Provincial Government Temporary Employees

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JAKARTA - The DKI Jakarta Provincial Government through the BUMD Bank DKI will expand the target segmentation of housing loans (KPR) in housing financing liquidity facilities (FLPP) to non-permanent employees of the DKI Provincial Government.

So far, the target of FLPP mortgages is for ASN. Later, this service will also target contract employees such as PJLP and honorary employees within the DKI Jakarta Provincial Government.

"This is one of the optimization efforts as a form of Bank DKI's support for the one million houses program launched by the central government based on the Cooperation Agreement signed by Bank DKI with BP Tapera," said Retail and Sharia Director of Bank DKI, Babay Parid Wazdi in his statement, Monday, July 4th.

Babay said, the increase in consumer credit coverage was carried out in line with community mobility which began to increase again during the COVID-19 pandemic.

He gave an example, in 2021, the distribution of mortgages in the Multipurpose Credit program grew by 15.34 percent or Rp. 11.2 trillion at the end of 2020 to Rp. 12.9 trillion at the end of 2021.

"The development of Multi-Use Loans during 2021 is influenced by several factors, including the relative easing of the COVID-19 pandemic and increased marketing and product promotion activities," said Babay.

As part of the digital transformation program, for customers who wish to apply for multi-purpose loans, Bank DKI also provides a consumer loan e-form application as a credit application service that can be done anywhere and anytime.

"It's easy, go to the Bank DKI website at www.eform.bankdki.co.id then select 'submit application', select the type of credit you want, then fill in the application data form with your personal data according to your ID card and family card. Next, customers fill in work data and financial data, and finally select approval to complete the credit application process," he explained.