Winning Top SME Financing Award, Bank DKI Targets Credit Channels To MSMEs Of Up To Rp1 Trillion

Photo of Public Relations of Bank DKI

JAKARTA - BUMD Bank DKI won the 2022 Top SME Financing award from Infobank. Director of Retail and Sharia of Bank DKI, Babay Parid Wazdi, said that this award is an appreciation for the efforts of the DKI Provincial Government to provide access to capital for MSMEs.

Babay revealed that his party targets the distribution of people's business loans (KUR) to MSME players of up to IDR 1 trillion for one year.

"By 2022, Bank DKI targets to be able to distribute KUR of IDR 1 trillion to MSME actors in the operational area of Bank DKI, both existing debtors, JakPreneur members, and Perumda Pasar Jaya traders," Babay said in his statement, Friday, July 1.

In addition, Bank DKI has also implemented a digitization program in a number of markets. This market digitization is carried out through digital payment acceptance, namely, SIAP QRIS (Innovative Healthy and Safe to Use-Quick Response Code Indonesian Standard).

To support MSME digitization activities, Babay invites MSME players to develop their business by becoming agents through the JakOne Abank application.

JakOne Abank is an officeless banking service. Where, Bank DKI is present through agents using a mobile point of sale (MPOS) device for paying taxes and levies, paying bills.

"We hope that the various variants of digital services can make it easier for MSME players to maximize their business expansion in order to develop better," he explained.

As is known, in the first quarter of 2022, Bank DKI's credit distribution in the MSE sector increased by 26.1% from IDR 1.40 trillion in the first quarter of 2021 to IDR 1.77 trillion in the first quarter of 2022.

Until the period of May 2022, QRIS transactions through JakOne Mobile Bank DKI grew 561 percent (yoy). In addition to QRIS transactions, as of May 2022, the number of JakOne Mobile users has also reached 1.7 million users, with a nominal transaction amount of Rp. 1.3 trillion, and a transaction volume of 1.6 million transactions.