How Important Is Motorcycle Insurance?

Illustration of insurance (Photo: Freepic)

YOGYAKARTA How important is motorcycle insurance? This question is often ringing in the head, especially for owners of two-wheeled motorized vehicles.

Some think this insurance is quite important because it can guarantee protection, coverage, and compensation from the risk of accidents, damage, or loss of motorbikes.

However, some still think they don't need to insure their motorbikes, because they think the insurance claim process will be difficult and the procedure is convoluted.

For those of you who are still confused, this article will discuss how important motorcycle insurance is, so you can choose whether to insure your motorcycle or not.

Summarized from various sources, Sunday, March 10, 2024, the following are the reasons why motorcycle insurance is very important.

1. Provide protection from the risk of accidents

You certainly don't know what will happen while driving in a two-wheeled motorized vehicle. Well, to minimize losses, you can insure your motorcycle.

By having insurance, repairs to motorbikes after accidents can be replaced from large or small types of damage, this protection also includes damage from collisions, collisions, slips, and so on.

2. Provide protection in case of loss due to theft

The risk of losing a motorcycle due to theft can happen to anyone and anywhere. By having motorcycle insurance, you can provide extra protection if this disaster occurs.

However, the process of filing claims and replacing these protections must be adjusted back to the type of insurance chosen. Generally, in the process of submitting claims for motorbikes is lost, it would be better if you included CCTV footage and other evidence. Not only that, but the evidence can also be used as material for reporting to the authorities.

3. Avoid potential urgent expenses

Repairing motorbikes generally requires a lot of money and can drain savings immediately. This risk can be avoided if you have motorcycle insurance.

Motorcycle insurance can reduce a number of costs due to the risk of driving which can disrupt financial conditions.

4. Provide a sense of security when driving

Another benefit is that motorcycle insurance can provide a sense of security and comfort when driving. This is because motorcycle insurance products can be protected from various risks.

You don't have to worry about the costs that must be borne if things happen that are not desirable, because the insurance side will bear on the basis of the applicable policy.

However, make sure to keep driving alert to minimize the potential for accidents that can be fatal even though they are protected by insurance.

5. Get additional facilities

Insurance does not only provide protection and compensation. Some companies offer additional services that are very beneficial for policyholders.

For example, a motorcycle transport facility when a driver has an accident, and a 24-hour hotline service.

In addition, it is not uncommon for insurance companies to provide replacement vehicles to ensure activities so as not to be disrupted.

That's information about how important motorcycle insurance is. Hopefully this article can add insight to the loyal readers of VOI.ID.