Maybank Indonesia's Net Profit Up 21.2 Percent in Semester I-2026

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JAKARTA - PT Bank Maybank Indonesia Tbk (Maybank Indonesia) recorded a net profit of IDR 698 billion in the first half of 2026, an increase of 21.2 percent year-on-year (yoy).

"This performance reflects the strength of our core banking business as well as the disciplined implementation of strategic priorities amid rising interest rates and global uncertainties that still overshadow the domestic market," said Maybank Indonesia President Director Steffano Ridwan, quoted by Antara.

Net Interest Income (NII) increased 3.9 percent (yoy), supported by a decrease in interest expenses. Net Interest Margin (NIM) was recorded at 4.3 percent, while Non-Interest Income (NOII) decreased 5.4 percent (yoy).

On the other hand, fee income increased 8 percent (yoy), supported by an increase in fee income from Wealth (39 percent), automotive financing (27.5 percent), and retail banking services (54.3 percent).

The Bank also recorded a 1.9 percent (yoy) increase in Gross Operating Income (GOI) to Rp4.64 trillion.

In terms of assets, total assets grew 15.6 percent (yoy) to Rp213.81 trillion. The Non-Performing Loan (NPL) ratio was maintained at 2.1 percent (gross) and 1.3 percent (net) in June 2026, compared to 2.4 percent (gross) and 1.5 percent (net) in June 2025.

Furthermore, total Bank credit grew 3.8 percent (yoy) to Rp126.28 trillion.

Bank's Global Banking (GB) credit grew 5.0 percent (yoy) to IDR 54.98 trillion, driven by growth in the GB Large Local Corporates (LLC) segment which rose 18.0 percent, while Business Banking credit grew 24.3 percent.

Retail and non-retail credit managed through Community Financial Services (CFS) grew 2.9 percent (yoy) to Rp71.30 trillion.

Customer deposits grew 8.2 percent (yoy) to Rp124.10 trillion, supported by growth in current and savings accounts (CASA) of 22.4 percent (yoy).

Giro recorded growth of 32.1 percent (yoy), savings grew 4.8 percent (yoy), and term deposits fell 10.1 percent (yoy). Thus, the CASA ratio increased to 63.6 percent in June 2026, from 56.2 percent in June 2025.

On the capital side, the bank's capital adequacy ratio (CAR) was recorded at 24.3 percent and the Common Equity Tier 1 (CET1) ratio was 23.2 percent.

Then, the Loan-to-Deposit Ratio/LDR (Bank-only) was 86.6 percent. Meanwhile, the Liquidity Coverage Ratio/LCR (Bank-only) was recorded at 138.2 percent and the Net Stable Funding Ratio/NSFR (Bank-only) was 110.7 percent.