JAKARTA - The Financial Services Authority (OJK) has approved the merger of PT Bank Perekonomian Rakyat (BPR) Danaputra Sakti into PT BPR Harta Swadiri, as stated in the Decree of the Member of the OJK Commissioner Board Number KEP-32/D.03/2026 dated April 20, 2026.
BPR Harta Swadiri is located in Pandaan District, Pasuruan Regency, East Java Province.
Head of the Malang OJK Farid Faletehan said that the merger of businesses is expected to increase the capacity and efficiency of BPR businesses so that they can expand access to services to the public.
The merger of BPR is part of the steps to consolidate the banking industry sustainably to strengthen capital, increase competitiveness, and strengthen the resilience of the BPR industry in supporting financing for the real sector, especially MSMEs.
"Through business integration, BPR is expected to be able to increase business capacity, expand access to services to the public, and strengthen resilience in the face of economic dynamics and the development of the financial services industry," said Farid, quoting Antara.
With the realization of the merger, the number of BPR and BPRS in the OJK Malang working area became 45 BPR and 6 BPRS.
As of March 31, 2026, BPR-BPRS assets in the OJK Malang working area were recorded at Rp. 2.89 trillion or down 9.20 percent year on year (year on year/yoy).
Meanwhile, third-party funds (DPK) were recorded at Rp1.68 trillion or down 17.30 percent (yoy), while credit/financing was recorded at Rp1.89 trillion or down 12.37 percent (yoy).
The decrease was mainly influenced by the effectiveness of the merger of PT BPR Lestari Jatim, PT BPR Lestari Jabar, PT BPR Lestari Jateng, PT BPR Lestari Jakarta, and PT BPR Lestari Jogja into PT BPR Lestari Banten on March 9, 2026.
The authority appeals to all customers and the public to remain calm and entrust services to the BPR industry, which continues to be strengthened through healthy and targeted consolidation policies.
OJK also stated that in the future it will continue to encourage the institutional strengthening of BPR through industry consolidation and transformation to create a more efficient, competitive, and resilient BPR industry, and to be able to make optimal contributions to the regional and national economies.
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