JAKARTA - PT Bank Tabungan Negara (Persero) Tbk (BBTN) recorded net profit of IDR 1.1 trillion or jumped 22.6 percent year-on-year from IDR 904 billion in the same period last year.
BTN President Director, Nixon LP Napitupulu, said this achievement was supported by various steps of transformation, innovation, and solid government support for the national housing finance industry.
"Of course, this positive performance is inseparable from the support of Danantara Indonesia and BP BUMN which continue to encourage BTN in carrying out our noble purpose as a driving force for national housing financing while still providing optimal and sustainable performance for shareholders," said BTN President Director, Nixon LP Napitupulu during the I/2026 Quarter Performance Disclosure Press Conference, Wednesday, April 15.
In line with these achievements, BTN has also continued to distribute Home Ownership Loans (KPR) reaching 6 million units since 1976 to early April 2026 or worth Rp. 530 trillion.
"Of the 6 million houses, if one house has 4 people, then a total of 24 million people can finally have a habitable house," continued Nixon.
On the other hand, Nixon revealed that by channeling KPR for millions of Indonesian families, the company's performance has become more positive. Per quarter I/2026, BTN recorded the distribution of credit worth a total of Rp. 400.63 trillion or an increase of 10.3 percent year-on-year from Rp. 363.11 trillion.
From the total credit distribution, in the Subsidized Mortgage segment, BTN recorded that it had disbursed credit worth IDR 193.55 trillion per quarter I/2026 or an increase of 7.7 percent year-on-year from IDR 179.70 trillion in the same period last year. Then, for the Non-Subsidiary Mortgage segment, the credit position has reached IDR 112.56 trillion per quarter I/2026 or an increase of 5.4 percent year-on-year from IDR 106.81 trillion.
In line with credit growth, BTN's third-party fund mobilization (DPK) also grew positively by 9.9 percent year-on-year to Rp422.63 trillion in the first quarter of 2026 from Rp384.70 trillion in the same period last year.
Meanwhile, BTN's current account and savings account (CASA) also continues to show an increase in line with the transformation in the retail segment and the presence of bale by btn.
Per the first quarter of 2026, CASA BTN was recorded to have increased by 7.9 percent year-on-year to Rp212.11 trillion or occupying a share of 50.2 percent of total DPK.
BTN's cost of funds (CoF) also improved to 3.0 percent per quarter I/2026 or down from 4.0 percent in the same period last year.
The credit and DPK performance also supported the increase in BTN's assets by 10.5 percent year-on-year to Rp517.54 trillion per quarter I/2026 from Rp468.53 trillion.
Furthermore, in the first quarter of this year, bale by BTN users also jumped by 67.5 percent year-on-year to 4 million users from 2.4 million users in the first quarter of 2025.
The increase in the number of users was also accompanied by positive growth in average savings balances, numbers, and transaction values, which each jumped by 18 percent year-on-year, 8.1 percent year-on-year, and 48.2 percent year-on-year in the first quarter of 2026.
According to Nixon, one of the main pillars of this significant increase is the BTN Jakarta International Marathon (JAKIM) 2026 event.
"BTN JAKIM is one of the boosters for a significant increase in transactions and bale users, because we realize as a consumer bank, we need to continue to provide various transaction facilities," he said.
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