JAKARTA - PT Bank Negara Indonesia (Persero) Tbk (BNI) encourages customers to manage their spending more intelligently during Ramadan through the Insight feature on the wondr by BNI application. This step is taken in line with the prediction of increased spending by the community ahead of and during the fasting month until the preparation for Lebaran in the country.
BNI Corporate Secretary, Okki Rushartomo, said Ramadan is synonymous with an increase in activity and shopping needs, ranging from daily consumption, breaking the fast together, to shopping for Eid al-Fitr needs. BNI also presents a feature that helps customers monitor cash flow more structured.
"Ramadan is synonymous with increased activity and spending, ranging from daily needs, breaking the fast together, to preparing for Eid. Through the Insight feature at wondr by BNI, we want to help customers monitor and understand their spending patterns more easily and transparently," said Okki in a written statement, Saturday, March 14.
Through the Insight feature, customers can see a summary of transactions that are automatically categorized based on spending types. The system presents a monthly recap that makes it easier to evaluate personal financial conditions more comprehensively.
BNI believes that the transparency of transaction data can help customers identify spending patterns, adjust budgets, and avoid waste that often occurs during Ramadan.
In addition to the Insight feature, the wondr by BNI application also has a Growth feature that provides various financial product options to support medium and long-term planning. Products available include Term Savings (Life Goals), deposits in rupiah and foreign currencies (USD and SGD), mutual funds, to retail bonds and sukuk.
"Through this approach, wondr by BNI not only serves as a transaction application, but also helps customers build healthier and more planned financial habits," said Okki.
On the transaction side, wondr by BNI offers various services such as QRIS Tap, scheduled transfer, transfer group, e-wallet top up, virtual account, express top up TapCash, to bill and credit card payments in one application.
BNI hopes that the presence of the Insight feature and integrated services in wondr by BNI can be a practical solution for customers in maintaining financial stability during Ramadan.
"Hopefully this year's Ramadan will be a momentum for customers to be smarter in managing finances and achieving financial goals together with wondr by BNI," said Okki.
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