JAKARTA - PT Bank Syariah Indonesia Tbk (BSI) is establishing strategic cooperation with the Ministry of Hajj and Umrah (Kemenhaj) to improve the quality of financial services for Indonesian pilgrims.
This is realized through the signing of a memorandum of understanding (MoU) as part of the commitment of the two parties in providing a safer, more comfortable, and modern worship experience, through the use of banking products and services in organizing Hajj.
"We are committed to providing faster, safer, and connected sharia banking services with the system in Saudi Arabia so that pilgrims can worship in peace and can also carry out financial transactions in Saudi Arabia safely," said BSI President Director Anggoro Eko Cahyo in his statement in Jakarta, quoted by Antara, Saturday, November 22.
He appreciated the cooperation with the Ministry of Hajj which is an important step in supporting the implementation of Indonesian Hajj. Indonesia is one of the countries with the largest members of the hajj pilgrims in the world.
Through the MoU, BSI together with the Ministry of Hajj agreed on several aspects, including operational and needs for institutional financial transactions and in organizing Umrah Hajj, facilitating access to Hajj services for prospective Indonesian pilgrims, as well as the use of Islamic financial products and services at BSI.
"Digitalization of Hajj services is part of BSI's strategy in supporting the acceleration of the transformation of Hajj services. We want to ensure that prospective pilgrims can access Hajj services easily, safely and in real time and according to sharia principles," he said.
With a more practical and easy process, Anggoro said that prospective pilgrims can carry out all banking activities related to Hajj anytime and anywhere, without having to come to the branch office.
BSI has prepared various Hajj costs payment services through various channels, both offline and online. Services can also be accessed through BSI Agents spread throughout Indonesia.
BSI is a market leader for banks that serve pilgrims in Indonesia. On average, around 83 percent of Indonesian pilgrims go to Saudi Arabia through BSI services.
In terms of Hajj savings, BSI currently manages more than 6.7 million accounts, with about 51 percent of which have been included in the Hajj departure waiting list.
Anggoro said that BSI also continues to educate the public to prepare the hajj finance in a planned manner so that customer funds are ready at the time of repayment.
In addition, the company optimizes the provision of Islamic financial services that are easily accessible to prospective pilgrims, including digitizing Hajj services through BSI e-channel.
BSI is recorded to have 1,130 branch offices, 5,969 ATMs, more than 100 thousand BSI Agents, to mobile banking services BYOND by BSI and BSI Net.
Minister of Hajj and Umrah Mochamad Irfan Yusuf said that the Ministry of Hajj is committed to continuously improving service quality for all Indonesian Hajj pilgrims.
As one of the countries with the largest Muslim population in the world, he emphasized that Indonesia has a strategic position in organizing the pilgrimage.
Therefore, improving Hajj and Umrah services is the government's top priority every year.
SEE ALSO:
He hopes for collaboration and synergy with Islamic banks, especially BSI as the largest Islamic bank, providing benefits and ease of service for prospective Indonesian pilgrims.
"We hope that BSI can also make it easier for pilgrims, both in the country and while in the Holy Land," said Irfan.
The government has announced the cost of organizing the 2026 Hajj pilgrimage, which is IDR 87,409,365.45 per congregation, lower by around IDR 2 million compared to Bipih 2025.
The average member of the congregation pays IDR 54,193,806.58, while the rest is borne by the value of the benefits of the hajj funds. Currently, the implementation is entering the stage of paying Bipih which is expected to take place in the fourth week of November 2025.
The English, Chinese, Japanese, Arabic, and French versions are automatically generated by the AI. So there may still be inaccuracies in translating, please always see Indonesian as our main language. (system supported by DigitalSiber.id)
