Jasindo Earns IDR 127.30 Billion Profit In The Third Quarter Of 2025

Insurance (Photo: dock. unpslash)

JAKARTA - PT Asuransi Jasindo recorded an impressive financial performance until September 2025 by posting a profit after tax of IDR 127.30 billion. This figure jumped 288.90 percent compared to the same period the previous year which was recorded at IDR 32.73 billion.

Jasindo Insurance Operations Director, Ocke Kurniandi explained, this positive performance was supported by an increase in almost all lines of business. He detailed that premium income reached IDR 3.00 trillion, growing 11.36 percent (yoy).

"Meanwhile, the results of underwriting increased 21.88 percent yoy to Rp299.42 billion," he said, Tuesday, October 21.

Meanwhile, the investment proceeds rose 6.20 percent (yoy) to Rp210.8 billion.

Then in terms of capital, RBC Jasindo was recorded at 173.49 percent, far above the minimum OJK provisions of 120 percent, indicating a healthy financial condition and prudent risk management.

"This growth cannot be separated from the strategy of focusing on quality business portfolios and the implementation of Risk Management Partnership with corporate-borne partners," continued Ocke.

He also ensured that Jasindo not only sells policies, but is present as a strategic partner in designing and managing risks as a whole.

In terms of business lines, the largest premium growth came from the Engineering (Rekayasa) business line, which rose 263.59 percent yoy to IDR 241.35 billion. Meanwhile, liability grew 124.40 percent, followed by cargo at 40.22 percent and Energy Onshore at 39.34 percent.

"The Energy Offshore line also shows a stable increase of 6.78 percent," he continued.

The total premium from the energy sector, both onshore and offshore, reached more than Rp558.17 billion, making it Jasindo's main premium income motorbike until the third quarter of 2025.

"The energy sector remains our business expertise. The Risk Management Partnership approach through our Prime application, allows Jasindo to engage from the risk survey stage, provide risk analysis, and ensure comprehensive protection for the insured," explained Ocke.

In addition to premium growth, the increase in profit was also triggered by increased operational efficiency and claim risk control. Jasindo applies a selective underwriting approach by taking into account the quality of risk and long-term profitability potential.

We are committed to maintaining a balance between growth and quality. This strategy has proven to be effective in maintaining profitability while strengthening the trust of business partners and stakeholders," said Ocke.