JAKARTA - PT Bank Central Asia Tbk (BBCA) posted credit growth of 12.9 percent on an annual basis (yoy) to Rp959 trillion as of June 2025.
For information, BBCA in the first half of 2024 posted credit disbursement of IDR 850 trillion.
The total credit growth is supported by lending in various segments, as well as maintaining the company's liquidity condition.
The positive trend of credit growth occurred in corporations, MSMEs, and consumers. The implementation of the 2025 BCA Expoversary is also considered to support financing performance in the first half of this year.
BCA credit growth is positive in various segments, ranging from corporations, MSMEs, and consumers. The implementation of BCA Expoversary 2025 also supported financing performance in the first half of 2025," said the President Director of PT Bank Central Asia Tbk, Hendra Lembong, Wednesday, July 30.
He detailed that BCA's corporate loans grew 16.1 percent yoy to reach IDR 451.8 trillion as of June 2025. Commercial loans rose 12.6 percent yoy to IDR 143.6 trillion, and SME loans increased 11.1 percent yoy to IDR 127 trillion.
Supported by mortgage growth of 8.4 percent to IDR 137.6 trillion, and motor vehicle loans (KKB) 5.2 percent reached IDR 65.4 trillion, the total consumer credit growth reached 7.6 percent yoy to IDR 226.4 trillion.
The outstanding other consumer loans (most of credit cards) grew 9.4 percent to Rp23.4 trillion.
BCA's loan quality was solidly maintained, as reflected in the loan at risk (LAR) ratio of 5.7 percent in the first semester of 2025, improving from 6.4 percent in the year
before.
The non-performing loan (NPL) ratio is managed at the level of 2.2 percent. NPL and LAR reserves are adequate, 167.2 percent and 68.7 percent, respectively.
Credit disbursement to sustainable sectors rose 21.1 percent yoy touched IDR 239.7 trillion as of June 2025, equivalent to 24.9 percent of the total financing portfolio.
BCA is committed to implementing ESG (Environmental, Social, and Governance) aspects, including through the distribution of electricity motor vehicle loans of around IDR 3.2 trillion as of June 2025.
SEE ALSO:
SEE ALSO:
BCA again presents Kartini's Multipurpose Credit program, offering special flowers starting at 3.21 percent eff. p.a. for women entrepreneurs or businesses with the majority of female employees.
In the commercial and SME segments engaged in Environmentally Introspective Business Activities (KUBL) and the education sector, BCA also offers special interest for productive credit.
The English, Chinese, Japanese, Arabic, and French versions are automatically generated by the AI. So there may still be inaccuracies in translating, please always see Indonesian as our main language. (system supported by DigitalSiber.id)
