JAKARTA - As a form of protection for the community and to maintain the stability of the national financial system, the Financial Transaction Reports and Analysis Center (PPATK) takes firm steps by temporarily stopping transactions on a number of passive accounts or Dormant accounts.
Meanwhile, Dormant's account is a savings account or giro that does not experience transaction activities within a certain period of time, depending on the policies of each bank. Several banks determinedomant status if there are no transactions for 3, 6, to 12 consecutive months.
Responding to this, Bank Mandiri Corporate Secretary M. Ashidiq Iswara said that the parties fully support the steps taken by PPATK in order to strengthen the Anti-Money Laundering regime, Prevention of Terrorism Financing and Prevention of Funding for the Proliferation of Mass Destruction Weapons (PPT APPU and PPSPM) in Indonesia.
He conveyed the steps taken by his party, namely by following up on the instructions for the Temporary Termination of Transactions on a number of passive accounts (domant accounts) managed by the Bank.
"This step is of course taken in protecting the public from the potential misuse of financial assets by irresponsible parties and maintaining the national banking industry so that they continue to gain public trust," he told VOI, Selesa, July 29.
For information, the account that will be used as a boarding house is if the customer does not make any financial transactions, in addition to paying administrative costs, for 180 days.
Meanwhile, transactions in question include withdrawing funds, transferring funds, or paying expenditures, either made through branch offices or online.
In carrying out the PPATK instruction, Ashidiq said that Bank Mandiri had taken the necessary steps in a measured manner and according to internal procedures while still paying attention to aspects of compliance, transparency, and consumer protection.
He added that his party also continues to play an active role in maintaining the integrity of the national financial system and supporting the government's efforts to eradicate the Crime of Money Laundering, Terrorism Financing and Funding for the Proliferation of Mass Destruction Weapons (TPPU, TPPT and PPSPM).
The mechanism for implementing the temporary suspension of transactions refers to the provisions of Law No. 8 of 2010 concerning the Prevention and Eradication of the Crime of Money Laundering.
In line with that, Ashidiq said that Bank Mandiri continues to strive to improve customer transactions through various innovative and comprehensive services, especially through digital banking services.
"We also provide an attractive product activation and promo program for customers through synergies with key business partners," he said.
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Similarly, Bank BCA's EVP Corporate Communication & Social Responsibility Hera F. Haryn conveyed in connection with the authority's policy regarding the temporary suspension of transactions for passive accounts, that it adheres to policies and directions from relevant authorities and regulators.
"BCA always coordinates with authorities and regulators in order to provide safe services for all BCA customers," he said.
Then, Assistant Channel & Services Division Head of Bank OCBC NISP Rudy Hamdani said that his party is always committed to complying with applicable regulations and regulations, including policies issued by PPATK and other relevant authorities.
"This is part of our commitment to good governance, protecting customers, and supporting the national government's movement in protecting the community," he said.
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