Bank Mandiri reiterated its commitment to supporting the provision of affordable and decent housing for the people of Indonesia. This commitment is strengthened through strategic cooperation with the Ministry of Housing and Settlement Areas (PKP) and the People's Housing Savings Management Agency (BP Tapera) which was inaugurated through the signing of a memorandum of understanding in Jakarta, Thursday, June 26.
PKP Minister Maruarar Sirait considered that the involvement of the banking sector in subsidized housing financing was one of the important factors in the success of the national housing program.
"We really appreciate Bank Mandiri's concrete steps that continue to be active in synergy with the government. This is not only about financing, but part of a joint commitment to ensure that people can have decent housing to the community," said Maruarar on the sidelines of the event.
Meanwhile, the signing of a memorandum of understanding was carried out by the Minister of Housing and Settlement Areas, President Director of Bank Mandiri Darmawan Junaidi and Commissioner of BP Tapera Heru Pudyo Nugroho. Also present were Bank Mandiri management and the head of the subsidiary Mandiri Group, as a form of full support for efforts to expand access to inclusive and sustainable housing financing.
This strategic step is part of Bank Mandiri's active contribution in channeling subsidized mortgage financing through the Housing Financing Liquidity Facility (FLPP) scheme. As of May 2025, the bank with the gold band logo has succeeded in distributing 4,596 units of FLPP mortgages, a significant growth of 78.8 percent compared to the same period last year. This achievement is also equivalent to 100 percent of the initial quota given by BP Tapera to Bank Mandiri, and has been achieved in just the first five months of this year.
Bank Mandiri President Director Darmawan Junaidi said the realization was a reflection of the company's seriousness in taking a strategic role in the national housing sector.
"We not only want to be a distributor, but also an accelerator in line with our commitment to accelerate the realization of subsidized housing financing for the community. With strong synergy with the government and BP Tapera, we are optimistic that we will be able to distribute up to 25,000 FLPP mortgage units by the end of this year," said Darmawan.
The target shows a very significant increase, which is 484 percent compared to the realization of Bank Mandiri's FLPP mortgage distribution in 2024 which reached 4,284 units. According to Darmawan, this increase is driven by an integrated work system, operational readiness, and an adaptive distribution approach to needs in the field.
As a form of commitment from within, Bank Mandiri also initiated this year's FLPP mortgage distribution strategy by targeting the internal employee segment. Both Bank Mandiri employees and employees of all subsidiaries who are members of the Mandiri Group are the initial targets of this program. This step is considered as a form of the company's concern for the welfare of human resources which is the main foundation of performance and institutional growth.
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With a network of subsidiaries spread throughout Indonesia as well as the support of Bank Mandiri's branch office network and digital platforms, the implementation of this program is believed to be effective and efficient. Mandiri Group has the capacity to implement a massive financing distribution strategy, without compromising service quality to beneficiaries.
The synergy between Bank Mandiri, BP Tapera, and the Ministry of PKP is also a reflection of the importance of collaboration between the public and private sectors in strengthening the national financing system.
"Through this initiative, Bank Mandiri not only expands the reach of financing services, but also takes an active role in creating sustainable social impacts," concluded Darmawan.
For information, until May 2025 Bank Mandiri recorded the realization of Home Ownership Loan (KPR) distribution of IDR 66.97 trillion, growing 14.21 percent year on year (YoY). This achievement is a positive indicator of Bank Mandiri's consistency in expanding access to housing financing, as well as showing the effectiveness of a sustainable expansion strategy in encouraging home ownership in various segments of society.
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