JAKARTA - Startup company GajiGesa has expressed its commitment to helping middle-class workers to access income early.
GajiGesa Co-Founder Vidit Agrawal said that this scheme is very likely to be implemented considering that GajiGesa acts as a facilitator who bridges the two parties, namely the company and the workers.
“Through the way we build partnerships with companies, workers will be able to access their salaries earlier. And this is important for the financial health of the workers,” Vidit told VOI in his office, Friday, October 15.
According to Vadit, most “blue workers” with limited income are often faced with urgent daily needs. This situation sometimes makes workers unable to wait until payday arrives.
For this reason, GajiGesa said Vadit was trying to close the gap with an early salary access service. In fact, the startup boss claims that this facility can save workers from instant high-interest debt traps.
"They sometimes find it difficult to get access to capital, so they look for solutions by visiting unofficial lending institutions, or even moneylenders who charge high interest rates that can reach 350 percent per year," he said.
Not only that, GajiGesa has also embedded financial features that are integrated with various popular applications that are commonly used by the public in their consumption activities.
"Workers can use their funds directly, such as channeling funds to bank accounts, to digital wallets, buying credit, data packages, being able to pay bills, paying insurance, and even shopping at mini market outlets," he explained.
For employers, GajiGesa can encourage more optimal employee productivity. The reason is, every fund disbursed to employees is the result of real time recording in accordance with contributions and working time to the company.
“This means increasing efficiency and benefits obtained by the company. So, what we offer is the best solution for workers and employers," he said.
Vadit himself admitted that he had succeeded in establishing synergies with hundreds of companies with thousands of workers in various economic sectors.
"We are open to working with anyone and from any industry because what GajiGesa offers is an opportunity to develop better for all parties," concluded Vadit.
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