JAKARTA - The Deposit Insurance Corporation (LPS) encourages banks and customers to jointly maintain data security and confidentiality in order to avoid cyber crime.
LPS Legal Executive Director Ary Zulfikar said these two things are the keys to implementing risk mitigation.
"The role of banks to carry out risk mitigation in order to protect customer data and also the role of customers to be more careful in the use of their personal data are two very important things," he said in a press statement quoted on Thursday, September 23.
According to Ary, digital transformation is a necessity for every industry, including the banking sector.
“Digitalization brings many benefits. But on the other hand, cyber crime is also considered to be increasing and risks causing losses to banks and customers," he said.
For this reason, it is necessary for banks to play an active role in strengthening their cyber security systems and also assisting customers in understanding and managing personal data.
“Customers must also be aware that personal data information used for transactions, whether through digital or e-commerce platforms, must be protected. Especially when it comes to data that is confidential, it should not be easy to upload or share it with parties that are not clear," he explained.
Ary added, LPS urges customers to periodically monitor transaction history in the account, especially regarding understanding and accuracy when using digital data.
"Because cyber attacks can occur, which sometimes enter into customer personal data that has been exposed to digital platforms, which can then erode the funds, causing losses," he said.
However, customers need not worry because IDIC guarantees customer deposits at the bank in accordance with applicable regulations.
"People don't have to worry about saving in digital or non-digital banks, because customer deposits are guaranteed by LPS, as long as the customer's funds are recorded, the deposit interest rate does not exceed the guarantee interest and does not cause bank losses, for example having bad credit," he said.
At the end of his statement, Ary ensured that IDIC responded positively to digital transformation with the spirit of increasing data security.
"Our task is to continue to maintain public trust in the banking industry," concluded Ary Zulfikar.
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