5 Tips for Transferring Money Without Admin Fees You Must Know

Photo: Special

JAKARTA - Digital payments are now a method of financial transactions that take place electronically without using cash. Usually, you only need a digital device such as a smartphone and an internet connection to make this transaction.

In Indonesia, people who adopt a cashless lifestyle rely on methods such as e-wallets and QRIS to minimize the use of physical money in daily activities. QRIS itself is a payment method whose implementation continues to be encouraged in Indonesia, so that digital transactions are increasingly relevant and easy to do.

So, what are the tips for transferring money without admin fees that you need to know? Here are the tips!

How to Transfer Money Without Admin Fees that are Practical and Efficient

Here are some methods that can help send money without having to worry about the admin fee that burdens.

1. Transfer between Digital Wallet Users

If you use a digital wallet such as GoPay, transfers between users on one platform are usually free of charge and the process is real-time. Just enter the target HP number, specify the nominal, then confirm with PIN. There are no hidden balance cuts or fees, so it is suitable for everyday needs such as eating partners, paying friends' debts, or sharing transportation costs.

2. Use BI-FAST Feature for Low-Cost Interbank Transfer

If you often transfer money between banks with a nominal amount below Rp. 250 million, BI-FAST is the right choice to save transfer costs. Bank Indonesia provides BI-FAST services that allow real-time interbank transfers at a much cheaper cost than conventional methods. Some banks even have free BI-FAST facilities for their customers.

3. Take advantage of the Free Transfer Quota 100x/Month via GoPay

GoPay offers a feature to transfer to any bank for free without admin fees up to 100 times per month. This is very beneficial for those who often transact because they can avoid admin fees as long as they are still within the quota.

This feature is available in the GoPay application which can be downloaded on the Google Play Store and App Store. The way is easy, open the GoPay application, select the Transfer menu then click Banks, select the destination bank, enter the amount, and confirm.

4. Upgrade to GoPay Plus to Access Full Transfer Features

In order to be able to transfer GoPay balance to a bank account, you must upgrade your account to GoPay Plus. The process is once by uploading a photo of e-KTP and selfie through the application. After being verified, you can enjoy full access to interbank transfer features, cash withdrawal without a card at BCA ATMs, and a larger balance limit.

5. Transfer via QRIS for Payment without Additional Fees

QRIS is a payment system by scanning a QR code that allows you to pay a merchant or send money to another person without incurring admin fees. Transfers via QRIS go directly into the recipient's real-time and are very easy to use.

Avoiding admin fees when transferring money can be done in various ways that are already available today. Now is the time to try one or more of these methods to maximize the use of your balance and avoid unnecessary admin fees. Don't wait any longer, download the GoPay app immediately, upgrade to GoPay Plus, and enjoy the ease of transferring money without admin fees.

GoPay offers various convenience for payments and transfers without admin fees up to 100 times per month, including GoPay QRIS support and automatic transaction recording that makes it easy to control spending. Features such as fast transfers, QRIS, and payment innovations such as QRIS Tap show that GoPay continues to adapt to the needs of modern transactions. With GoPay, you can rely on one versatile application that is practical for daily needs, from paying to sending money, even abroad.

This one application can be used for various daily transactions without having to bother carrying cash. With the ease it offers, GoPay is a relevant choice for people who want to transact cashless in a practical and fast way. More than that, GoPay is also profitable, because there is a free transfer in the GoPay application, which is one of the advantages that make digital transactions more attractive.