JAKARTA - PT Bank Rakyat Indonesia (Persero) Tbk still managed to record solid performance in the first quarter of 2026 by earning consolidated net profit of IDR 15.5 trillion or grew 13.7 percent year-on-year (yoy).
BRI President Director Hery Gunardi said the Company's solid performance was supported by consistent business growth in various lines.
"In terms of funding, BRI's Third Party Fund (DPK) reached IDR 1,555 trillion or grew 9.4 percent year-on-year, with the contribution of cheap funds (CASA) which is increasingly solid. CASA increased from IDR 934.9 trillion in the first quarter of 2025 to IDR 1,058.6 trillion or grew 13.2 percent year-on-year," said Hery, Thursday, April 30.
On the other hand, credit and financing distribution showed healthy expansion. Until the end of the first quarter of 2026, total credit and financing increased 13.7 percent year-on-year to Rp. 1,562 trillion. Meanwhile, the SME segment remains a key pillar, with total distribution reaching Rp. 1,211 trillion. Meanwhile, BRI's total assets grew 7.2 percent year-on-year (yoy) to Rp. 2,250 trillion.
In terms of operations, BRI's performance is also well maintained. This is reflected in the Pre-Provision Operating Profit (PPOP) which grew 7.7 percent year-on-year to Rp32.2 trillion, reflecting the Company's ability to maintain a balance between revenue growth and efficiency.
The improvement was also supported by the increasingly controlled asset quality. Loan at Risk (LAR) decreased from 11.1 percent in the first quarter of 2025 to 9.7 percent in the first quarter of 2026. At the same time, the CASA strengthening strategy also encourages fund cost efficiency, reflected by the decrease in cost of funds (CoF) from 3 percent to 2.3 percent.
The positive achievement in various aspects ultimately encourages an increase in profitability. Return on Assets (ROA) increased to 2.8 percent, while Return on Equity (ROE) increased from 17.1 percent in the first quarter of 2025 to 18.4 percent in the first quarter of 2026.
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