PASTI Task Force to Eradicate 951 Illegal Loan at the Beginning of 2026

Rupiah US Dollar (Photo: Antara)

JAKARTA - The Illegal Financial Activities Eradication Task Force (Satgas PASTI) continues to strengthen efforts to eradicate illegal financial activities and handle financial transaction fraud as part of efforts to protect consumers and society by eradicating hundreds of illegal online loans (pinjol).

Based on data from January 1, 2026 to March 31, 2026, the Pasti Task Force has found and stopped 951 illegal loan entities and 2 illegal investment offers on a number of websites and applications that have the potential to harm the community.

"The PASTI Task Force also examines a number of modes of illegal financial activities and fraud that are currently most reported by the public," said the Head of the OJK PASTI Task Force Secretariat, Hudiyanto, in a statement, Wednesday, April 29.

Hudi said that these modes are generally spread through social media, private messages, conversation groups, and other digital channels.

First, advertising services with a deposit system. The mode of this service offers income from simple activities, such as giving reviews, watching ads, or clicking on links that then require a deposit of funds with the promise of multiple profits.

Second, duplication or imitation of investment offers of licensed entities (impersonation). The perpetrator imitates the name, logo, or identity of legal financial services business actors to convince the public, even though the offer is not made by the intended licensed party.

Third, funding offers. This mode offers funding for a certain business or project with a promise of fixed returns, but without an explanation of the business model, agreement, and adequate supervision.

Fourth, money game. This scheme relies on recruiting new members (member get member) as a source of profit payment, not from real and sustainable business activities.

Fifth, illegal trading of crypto assets. This mode offers investment or trading of crypto assets by parties that are not registered or do not have a permit from the competent authorities, which is often accompanied by claims of high profits without risk.

During the period from 22 November 2024 to 31 March 2026, the Indonesia Anti-Scam Centre (IASC) has received 515,345 reports from the public.

As for handling the report, as many as 872,395 accounts have been reported and verified, and 460,270 accounts have been blocked.

From these efforts, the total funds of the victims that were successfully blocked reached around Rp585.4 billion and the IASC funds have returned funds of Rp169 billion from accounts at 19 banks used by perpetrators of fraud crimes.

In connection with the still rampant illegal financial activities and financial transaction fraud.

Hudi appeals to the public to remain vigilant against investment offers or activities that promise high, sure, and profitable returns in a short time. The public is also asked to ensure the legality of business actors and financial services products through the official OJK channel.

In addition, the public is also asked not to easily believe in offers delivered through private messages, social media, or links that are unclear about their source.

As well as not providing personal data, account information, OTP codes, or passwords to any party and immediately reporting if there is an indication of illegal financial activities, immediately report to sipasti.ojk.go.id and report financial transaction fraud to iasc.ojk.go.id.

Hudi said the PASTI Task Force would continue to improve coordination between members and related institutions to suppress the spread of illegal financial activities in the digital space.

"This effort is part of consumer and community protection so that they are not trapped in illegal loan offers that have the potential to cause losses, misuse of personal data, and disturbing collection practices," he said.

If you find an indication of an illegal online investment or loan offer, the public can report it through the sipasti.ojk.go.id website or through the OJK Contact 157, WhatsApp [phone], and email [email protected].

He added that the public who are victims of financial transaction fraud can report through the website iasc.ojk.go.id to support efforts to block the perpetrators' accounts quickly.