BTN's Net Profit Reaches IDR 2.3 Trillion, Finance Performance Grows Gemilang

JAKARTA - BTN managed to record brilliant performance during the January-September 2025 period, both in terms of achieving net profit, lending, growth in third party funds (DPK), and increasing assets.

This proves that the transformation carried out by BTN has succeeded in having a positive impact on the company's business performance. In the third quarter of 2025, BTN managed to record a net profit of IDR 2.3 trillion, growing double-digit by 10.6 percent year-on-year (yoy) compared to the same period last year of IDR 2.08 trillion.

BTN's net profit achievement was triggered by credit interest income which rose 18.8 percent yoy to Rp26.57 trillion until the end of September 2025. The increase in interest expense can be maintained stable in line with the company's efforts to intensify the acquisition of low-cost DPK.

These efforts resulted in net interest income which rose 43.5 percent yoy to Rp12.76 trillion at the end of the third quarter of 2025.

"BTN again posted a net profit in the third quarter of 2025 thanks to our consistency in maintaining business growth, especially in financing the housing sector and various financial transactions to benefit the economy as a whole. This effort was carried out by prioritizing the principles of prudence and careful calculations of the needs in the market," said BTN President Director Nixon LP Napitupulu in a press statement received by VOI on Friday, October 24.

Good performance is also shown by the growth of DPK, retail deposits, and the growth of low-cost funds. In the housing sector, BTN posted the distribution of KPR Sejahtera FLPP (KPR subsidy) which reached Rp186.58 trillion until the third quarter of 2025.

Transactions in the Bale by BTN application also increased with a transaction value of IDR 71.9 trillion until the end of September 2025.

Meanwhile, BTN's lending and financing continued to grow positively. BTN's asset growth has managed to penetrate Rp500 trillion before 2025 ends.

Good financial performance is also shown by the BTN Sharia Business Unit. So it is only one step away from appearing as a general bank of sharia with enormous potential in the national sharia banking industry.