Bank Indonesia Decides To Maintain BI Rate At Level 4.75 Percent

BI Governor Perry Warjiyo (Photo: Antara)

JAKARTA - Bank Indonesia (BI) decided to maintain the benchmark interest rate or BI-Rate at 4.75 percent. In addition, it still maintains the deposit facility interest rate and lending facility interest rate at the level of 3.75 percent and 5.50 percent, respectively.

BI Governor Perry Warjiyo said BI decided to maintain the BI-Rate or benchmark interest rate at 4.75 percent.

"The Meeting of the Board of Governors (RDG) of Bank Indonesia on October 21-22, 2025 decided to keep the BI-Rate at 4.75 percent," Perry said at a press conference, Wednesday, October 22.

According to Perry, this decision is consistent with inflation forecasts in 2025 and 2026 which remain low on target of 2.5 percent plus minus 1 percent.

He added that this effort is to maintain the stability of the Rupiah exchange rate which is in accordance with fundamentals amidst global uncertainty that is still high, as well as synergies to help strengthen economic growth.

In the future, Perry said that Bank Indonesia will continue to observe the effectiveness of the transmission of loose monetary policy that has been taken, the prospects for economic growth and inflation, as well as the stability of the Rupiah exchange rate in utilizing the space for lowering the BI-Rate interest rate.

In addition, Perry said that Bank Indonesia also strengthens macroprudential policies to further encourage lower interest rates, increase liquidity, and increase credit or financing growth for higher economic growth achievements.

"The payment system policy remains directed to contribute to economic growth through the expansion of digital payment acceptance, strengthening the industrial structure of payment systems, and resilience of payment system infrastructure," he said.

According to Perry, the direction of the monetary, macroprudential, and payment system mix is to maintain stability and contribute to sustainable economic growth.