JAKARTA - The Board of Commissioners (RDK) Meeting of the Deposit Insurance Corporation (LPS) on Monday, September 22, 2025, LPS has evaluated and determined the Guarantee Interest Rate (TBP) for deposits in Rupiah at commercial banks and the People's Economy Bank (BPR), as well as deposits in foreign currency (foreign currency) in commercial banks.
Based on the results of the RDK, LPS decided to reduce the TBP of rupiah deposits at commercial banks and BPR as well as foreign exchange deposits at commercial banks.
Thus, the rupiah deposit TBP at Commercial Banks is 3.50 percent and the rupiah deposit TBP at BPR is 6.00 percent.
Meanwhile, the TBP for foreign exchange deposits in commercial banks is 2.00 percent.
Furthermore, the TBP will apply for the period 1 October 2025 to 31 January 2026.
It should be noted that the deposit TBP is the maximum deposit interest rate limit so that bank customer deposits can be included in the deposit guarantee program.
"RDK LPS has determined to reduce the Guarantee Interest Rate for rupiah deposits for commercial banks and BPR as well as foreign exchange deposits at commercial banks," said Acting Chairman of the LPS Board of Commissioners Didik Madiyono at a press conference in Jakarta, Monday, September 22.
Didik said, this TBP will be evaluated periodically and openly to be adjusted at any time in terms of significant changes in economic conditions, banking and financial markets.
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He added, after the decline in the TNP for the period at any time of August 2025, the Interest Rate of the rupiah Market consistently showed a downward trend.
Meanwhile, the foreign exchange SBP also went down again.
"Transmission and the rate of decline over potential cross-bank interest rates continue to be influenced by the decline in global and domestic policy interest rates, the impact of liquidity (fiscal and monetary) injections, as well as bank strategies in processing large deposits," he said.
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