JAKARTA - PT Asuransi BRI Life (BRI Life) recorded the highest achievement in Semester I of 2025. Based on data from the Indonesian Life Insurance Association (AAJI) regarding the growth of Annualized Premium Equivalent (APE) to Semeseter I 2025, BRI Life managed to occupy the top position in the life insurance industry by recording APE of IDR 2.0 trillion. This figure reflects significant growth of 29.3 percent on an annual basis (YoY) compared to the same period the previous year.
This success shows its effectiveness and optimality in BRI Life's strong synergy-supported business strategy with PT Bank Rakyat Indonesia (Persero) (BRI) and FWD Management Holding Limited (FWD). Through a large network of banking and market industries as well as with an innovative approach, BRI Life continues to provide the best financial protection solutions for customers, strengthening the company's position as market leader in the life insurance industry.
BRI Life President Director Aris Hartanto explained that the biggest contribution to this brilliant achievement came from the bancassurance business line which contributed 63.2 percent or equivalent to Rp1.3 trillion. In addition, the corporate business line also shows very strong growth, namely increasing 216.6 percent on an annual basis (YoY) with a value of Rp516.8 billion.
"Impresive growth in corporate business lines was mainly driven by a significant increase in BRI Life's health insurance products, which grew by 402.4 percent on an annual basis (YoY). This increase is the result of BRI Life's initiative in the last two years to increase capabilities in the health sector, starting with the management of TPA self-management," he said, in a written statement, Sunday.
Another achievement achieved by BRI Life is the success in maintaining optimal management of claim ratios and benefits, where BRI Life's claim ratio is recorded to be lower than the industry average. This success is inseparable from BRI Life's initiative in early 2025, which focuses on improving health insurance services through providing innovative services and managed products.
In terms of contribution to shareholders, BRI Life also managed to record a profit of IDR 419.2 billion, a growth of 32.0 percent compared to the same period the previous year. In addition, BRI Life's Risk Based Capital (RBC) level is at the level of 579.6 percent in Semester I 2025, exceeding the minimum threshold set by the OJK. This achievement reflects sustainable business growth and increasingly solid and strong portfolio management.
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In an effort to maintain positive momentum and continue to improve performance in Semester II in 2025, as well as to meet customer needs in the retail bancassurance segment, BRI Life has launched a new product called ARUNICA. This product is designed to optimize penetration in the segment as an effort to expand market reach and increase added value for customers.
According to Aris, APE's growth during Semester I in 2025 emphasized the position of BRI Life in the national life insurance industry. This success is the result of support for strategic cooperation, effective collaboration, and full support from all levels of BRI Life management including the dedication and hard work of all BRI Life personnel in creating product development innovations and service quality that are in line with customer needs.
"This achievement in Semester I in 2025 is proof of our commitment to provide the best protection and added value for all stakeholders, and we will continue to innovate and expand the reach of services to maintain the leading position in the industry," Aris concluded.
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