YOGYAKARTA Bank Mandiri provides loan facilities for people who are employees or certain professions with a fixed income while requiring a loan. The loan is given through the Mandiri Multipurpose Credit (KSM) program. So that money loans for workers can be given, see the requirements for Bank Mandiri's loan for employees.
Quoted from the official website of Bank Mandiri, the requirements for employees to get bank credit include general requirements and required documents. Here are some criteria that must be met.
Prospective borrowers are also required to meet the requirements of the required documents. It should be noted that the requirements for the KSM document are adjusted to various considerations, but in general the required documents are as follows.
Not all employees can apply for a loan to Bank Mandiri. The following are the criteria for employees who can apply for the latest KSM applications.
Employees who apply must be permanent employees in companies that cooperate with Bank Mandiri. In addition, the company must also have a good reputation.
The age of the loan applicant is at least 21 years and a maximum of 55 years when the credit is complete or paid off. This age requirement is based on the level of productivity in his career so that it is considered capable of completing installments.
The most important requirement is that the income earned by employees is fixed and can be accounted for. Borrow applicant workers are required to attach a salary slip or proof of credible income. Bank Mandiri will confirm with related parties to ensure that the attached documents are valid and accountable.
New employees at a company cannot apply for a loan to Bank Mandiri if the working period is under 1 year. However, Bank Mandiri still sees another factor that 5. can support loan applications.
There are not many documents needed by employees to apply for a loan to Bank Mandiri. However, in some cases there are documents needed as supporters. Some additional documents that may be needed are as follows.
Those are some of Bank Mandiri's loan requirements for employees. Visit VOI.id to get other interesting information.
The English, Chinese, Japanese, Arabic, and French versions are automatically generated by the AI. So there may still be inaccuracies in translating, please always see Indonesian as our main language. (system supported by DigitalSiber.id)