What Is KPR FLPP For Purchase Of Subsidized Houses, Check The Requirements

What is KPR FLPP (Freepic)

YOGYAKARTA - The Home Ownership Credit Program (KPR) of Housing Financing Liquidity Facilities (FLPP) has realized 100 percent. Public enthusiasm in buying subsidized houses using this mortgage scheme is quite high. However, there are still many people who do not know what the FLPP mortgage is and the requirements to use it?

PUPR Minister Basuki Hadimuljono said that the FLPP mortgage program for the purchase of subsidized houses has been distributed as many as 220,000 units this year. Even for the 2024 FLPP KPR program, there are already as many residents lining up to take advantage of it.

"It is recorded that there has been a queue of 16,000 for 2024. Although the FLPP budget is estimated that in July 2024 it will be disbursed, I will try to try to increase FLPP plus the budget," said PUPR Minister Basuki in the 5th Anniversary of the Association for Settlement and Public Housing Development (HIMPERRA) and the 2nd Congress of HIMPERRA 2023 on Thursday night (7/12), reported from the website of the Ministry of PUPR.

With the plan to add a budget for the FLPP KPR program, the public is asked to continue to monitor the latest news and prepare requirements to take advantage of the program. Before that, first understand what FLPP mortgages are and their advantages are.

The FLPP mortgage is part of a government program that aims to make it easier for people to own their homes as their residences or residences. The FLPP mortgage program is intended for Low-Income Communities (MBR). So people can buy subsidized houses through the FLPP mortgage scheme, so that it is lighter or less burdensome for finances.

The FLPP mortgage program is managed directly by the Ministry of Public Works and Public Housing (PUPR). FLPP mortgage services are provided in the form of purchasing subsidized houses with installment systems and payment requirements that are easier than non-subsidized mortgage programs. In realizing this program, the Ministry of PUPR cooperates with a number of banks, such as Ban Mandiri, Bank BRI, BNI, BTN, and BPD.

There are a number of requirements that apply to get FLPP. As part of the subsidized housing supply program, FLPP mortgages are not intended for everyone. For those of you who want to take advantage of the FLPP mortgage program to own a house, here are some requirements that must be met:

Here are the documents that must be prepared:

The FLPP mortgage offers a number of advantages in the housing purchase scheme compared to the non-subsidized mortgage system. This program is indeed provided by the government to make it easier for debtors to fulfill the obligation to pay installments or mortgage installments taken.

FLPP presents a credit scheme that is quite easy compared to other types of mortgages, thus allowing MBR to have a residence without burdening finances. Here are some of the advantages of FLPP mortgages that you will get:

Demikianlah reviewasi soal apa itu KPR FLPP yang disediakan oleh pemerintah sebagai bagian dalam program rumah bersubsidi bagi masyarakat penghasilan rendah. Meskipun FLPP diperkirakan sudah habis diselurkan pada Juli 2024, Kementerian PUPR berupaya untuk menambah anggarannya.

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