Here Are 4 Investment Products Loved By Women, The Most Popular Gold

Illustration (Pixabay)

YOGYAKARTA Women's ability to manage finances tends to be better than men. Women tend to prefer to save to meet basic needs, emergency funds, to children's education costs. Therefore, women need to think about the right investment products in order to achieve the previously planned freedom finances. So, what investment products do women like?

Summarized from various sources, here are some investment products favored by women:

Based on the results of a survey by the Poll Institute (JakPat) in July 2022, investment products that are popular among women are gold and jewelry.

Of the 1,854 female respondents surveyed, 48 percent of them chose to secure their assets in the form of gold bullion or jewelry.

In addition to being classified as a low-risk investment instrument, the reason women prefer gold investment is to be a future savings for families and children, a non-aggressive investment, and a gold or gold price is quite stable from year to year.

Mutual funds are also investment products that are favored by women. The mutual funds selected vary from fixed income, mixtures, to stocks.

According to Jak Pat's survey, there were 24 female respondents who chose mutual fund investment products.

Other research conducted by the leading mutual fund rating agency, Morningstar Inc, also showed the same results.

In his research results, Morningstar Inc said that women who are the leaders of investment management companies tend to manage mutual funds in a team consisting of a combination of men and women.

This investment product tends to be favored by women because of the lack of risk. In addition, women are also very careful in managing finances. Therefore, they tend to choose safe investment instruments, such as mutual funds.

In addition to gold and mutual funds, deposits are also investment products that women like.

In Jak Pat's survey, it was stated that the number of female respondents who invested through deposits reached 28 percent of the 1,854 respondents surveyed.

Please note, deposits are deposits whose disbursement can only be made within a certain period of time and certain conditions.

Despite being in the form of deposits, deposits are investment instruments managed by banks with a higher return rate than usual savings.

In addition, the money stored in the form of deposits, the value will be well maintained. For this reason, many women use deposits as investment instruments.

The investment product that women like the last is stocks, with a proportion of 14 percent.

The reason this investment product is liked by women is because it has the potential to get capital gains, which is the difference between the selling price and the purchase price of shares.

Just so you know, in investing, usually women choose products that can be reused or have a short term.

Well, one of the short-term investment products, and fixed income, is stocks.

That's information about investment products that women like. Hopefully this article can add insight to the loyal readers of VOI.ID.