YOGYAKARTA Insurance policy is a cooperation contract between insurance provider companies and customers or insurance holders. Insurance policy can be proof of the transfer of risk from the respondent (participants) to the person (insurement service provider). Well, in this article, we will discuss how to close general insurance policies. Read it out until it runs out, yes!
The closure of insurance policies is usually done because customers do not feel the significant impact of the insurance they have chosen. In addition, there are also those who cancel the policy due to difficulty paying the premium.
Well, for those of you who want to close the insurance policy, pay attention to the following steps.
Summarized from various sources, here are some ways you can do to close insurance policies:
1. Visit the branch office of the insurance provider company
The first way to close the insurance policy is to visit the branch office of an insurance service provider company. Usually, insurance provider companies have many branch offices in various regions.
By visiting the branch office, you can consult more if you want to close the insurance policy. In fact, you can check the insurance balances you have paid so far.
2. Request the help of insurance agents
You can also close insurance policies by asking for the help of insurance agents. Generally, insurance agents have more knowledge and capability to the insurance products you selected beforehand.
When asking for the help of insurance agents, consult the obstacles you face and follow directions to close the insurance policies they provide.
3. Through customer service
The third way to close the insurance policy is to contact the insurance company's customer service.
After contacting customer service via his phone number, or email, the next step is to verify the data.
Customer service will verify the data after ensuring insurance membership. Some of the data you have to prepare if you want to close the insurance policy via customer service, among others:
After passing the verification process, you will get a TIN number (Telephone Identification Number) from the customer service. Then, the policy closure process can continue to the next stage.
If all the data has been verified, state the intention of closing the policy on the customer service. Select the file delivery method, namely, via email or directly to the home address. Next, send all the requirements to the head office and wait until you get the next notification.
4. Stop paying premiums
The last way to close the insurance policy is to stop paying insurance premiums. You need to know, there are several types or ways for each customer to make premium payments, including:
To stop premium payments, you can do:
By not paying the insurance premium, you can close the policy temporarily. Thus, if the financial condition is stable, you can pay for the insurance premium again.
That's information about how to close general insurance policies. To get other interesting news, keep reading VOI.ID.
The English, Chinese, Japanese, Arabic, and French versions are automatically generated by the AI. So there may still be inaccuracies in translating, please always see Indonesian as our main language. (system supported by DigitalSiber.id)
