JAKARTA - The enthusiasm of the Indonesian people for investing in Government Securities (SBN) has developed significantly from time to time. Data from the Central Securities of Indonesia (KSEI) shows that the number of SBN investors in January 2023 has reached 848 thousand investors, while in the same period in 2022, the number has only touched the figure of 629 thousand.
Most recently, the Indonesian Ministry of Finance issued a Retail Sharia Securities (SBSN) series SR018 with an offering period that took place on March 3-29, 2023. Head of Digital Marketing Bibit.id, Angie Anandita Tjhatra, believes that the issuance of SR018 will be welcomed positively by investors in Indonesia. The reason is, apart from being sharia-based and 100 percent guaranteed by the state, SR018 is published in two types of products, namely SR018-T3 and SR018-T5, so that it can be adjusted to the investment objectives of investors.
SR018-T3 has a three-year tenor with a fixed yield of 6.25 percent per year. SR018-T5 has a five-year tenor with a fixed yield of 6.4 percent per year. Both types of SR018 provide fixed rate yields that will remain stable even though the economic condition is up and down. SR018 yields will be paid every month.
"With a larger yield than the average interest rate of state-owned bank deposits and their fixed rate, SR018 can be an alternative monthly passive income that provides stable returns. So, it is suitable as an alternative to managing idle funds that investors have. Moreover, this is also SBN Syariah whose momentum release fits the month of Ramadan in March 2023," explained Angie, in her statement, Friday, March 3.
The purchase/order for SR018-T3 is IDR 1 million and a multiplicity of IDR 1 million with a maximum of IDR 5 billion, while the minimum purchase/order for SR018-T5 is IDR 1 million and a multiple of IDR 1 million with a maximum of IDR 10 billion.
To invest in SR018 in Bibit, the method is very easy. Investors simply click on an icon or a 'SParaCE Securities' banner on the application homepage or Bibit website. In this case, Bibit partners with Stockbit Sekuritas to manage the recording and storage of investor-owned SBN Investor Fund Accounts.
Later, after investors make payments for SBN transactions, investors will receive transaction evidence in the form of State Revenue Evidence (BPN). In BPN, there is a State Revenue Certificate Number (NTPN) issued directly by the state and is proof of the ownership of the SBN purchased.
Investment in SR018 is also very suitable for Indonesian people who want to invest safely and at low risk. The reason is, this SR018 is 100 percent guaranteed by the state and the yields remain stable even though the economic condition has fluctuated.
"In addition, by investing in SR018, it means that investors are helping to finance the state budget and supporting the development of infrastructure projects in various regions in Indonesia," added Angie.
As a SBN sales distribution partner officially appointed by the Indonesian Ministry of Finance, Bibit continues to support the government's efforts to expand the base of domestic investors. Through various efforts that Bibit has made, the trust of SBN investors continues to increase.
In the last four SBN series issuances, namely the SBR012 Series SBR012 (19 January-9 February 2023), the Retail Sukuk series ST009 (11-30 November 2022), the ORI022 Series Retail State Bonds (26 September-20 October 2022), and the SR017 Series Retail State Sharia Securities (19 August-14 September 2022), Bibit managed to become the partner distribution of the fintech category with the most sales.
"The trust of the Indonesian people certainly encourages Bibit to continue to provide the best service so that SBN investments can be made easily, safely, and reach all levels of society," concluded Angie.
The English, Chinese, Japanese, Arabic, and French versions are automatically generated by the AI. So there may still be inaccuracies in translating, please always see Indonesian as our main language. (system supported by DigitalSiber.id)
