Keiusiat Mencuruh Kartu Kredit Serba Digital, Semua Bisa Dikelola Langsung Dari Aplikasi

Photo: Doc. Jenius

JAKARTA - Jenius from Bank BTPN launched the latest innovation, namely the Jenius Visa Credit Card which is digitally available and can be managed more simply through the Jenius application. This innovation was presented to help the digital savvy community in transacting and managing cash flow better.

The launch of the Jenius Visa Credit Card is part of the Jenius FuturEase Fest event. There is a lot of excitement in the Jenius FuturEase Fest event, not only introducing the Visa Jenius Credit Card, Jenius also held an annual kocreation event, Jenius Co.Creation Week 2022.

This year, Jenius Co.Creation Week 2022 carries the theme FutureEase which consists of a series of events in the form of competitions, conferences, talks, workshops to exhibitions that collaborate with Semasa. Various series of events that took place from Friday, October 28 to Sunday, October 30 at Plaza Indonesia, Jakarta, can be followed by the public to get inspiration and shop for local brands that have been curated.

At the launch of the Visa Jenius Credit Card at La Moda, Plaza Indonesia, Jenius issued three attractive card design options for the digital savvy community, namely Mystic Green, Rainforest, and Deep Ocean, which can be selected according to the user's preferences through the Jenius application.

Irwan S. Tisnabudi, BTPN Bank's Digital Banking Head explained the background for the launch of this latest innovation.

From the results of our cocreation process, we found that some of the difficulties experienced by digital savvy people in owning and also managing credit cards. Starting from the difficulty of signing up because they have to come to the branch office and fill out a spread form, it is difficult to manage additional limits and cards, to a long process to block and unblock their credit cards. Therefore, at this time's Jenius FuturEase Fest event, we present Visa Jenius Credit Cards as a solution to these difficulties," he said.

Visa Jenius Credit Card provides various conveniences for users to be able to register and manage credit cards directly from the application, ranging from the submission and activation process, set limits allocation, practically block and unblock the application, can apply for up to five additional credit cards, to convert transactions into installments with Split Pay, and the availability of automatic Payment options to pay monthly bills.

To apply for a Visa Jenius Credit Card, users simply tap the Settings button Now on the Jenius Credit Card banner on the main page of the application, then fill in the column provided according to their personal data. Once the submission is approved, the user can activate the Jenius Credit Card by tapping the Offer Receipt button and then following the process to completion. After that, the automatic virtual credit card can be used directly for online transactions while waiting for the physical card to be sent.

For users who have a credit card for the first time, Jenius Visa Credit Card will help manage cash flow better and make transactions easier at various favorite merchants. Meanwhile, for users who are familiar with credit cards, Visa Jenius Credit Card provides a new experience in managing credit cards more simply from the Jenius application.

Two Jenius Friends and Jenius Brand Ambassadors, namely Sophia Latjuba and Eva Celia, shared the convenience they felt in using the Visa Jenius Credit Card.

The apply process is very easy. I don't have to come to the bank and fill in a lot of form. Registration and activation of cards with a simple step can be done directly through the Jenius application without the need to fill in additional information, but just reconfirm. Visa Jenius Credit Cards also help me to make transactions easier while on vacation to Germany, from vehicle rentals to daily transactions on various online and offline merchants. This latest feature from Jenius can be one of the tools to help Jenius Friends manage cash flow better, explained Sophia.

Meanwhile, Eva Celia, who also uses credit cards for daily transactions, admits that she has a different experience when using the Visa Jenius Credit Card.

It's great that all credit card controls can be managed directly from the app. Starting from checking transaction history, monitoring the remaining limits, blocking and unblocking cards, to changing transactions into installments, everything can be done without the need to contact the call center service or go to the branch office. In addition, Visa Jenius Credit Card also provides qualified security, because confidential information such as CVV and expiry date can only be accessed through the application," Eva said.

Another convenience presented by Visa Jenius Credit Card is that users can monitor, manage, and exchange Yay Points rewards directly from the app. Users can also specify for themselves Double Yay according to preferences, and set wishlist rewards from the available catalog.

"The convenience that we present through the Jenius Visa Credit Card aims to help the digital savvy community get #Step fast in realizing a healthier cash flow and better finances because everything can be managed and controlled directly through the application," concluded Irwan.

Jenius credit cards also provide attractive promos in the form of shopping vouchers at Plaza Indonesia, namely users can get vouchers of Rp. 200 thousand with a minimum expenditure of Rp. 2 million. In addition, users of Jenius Visa Credit Cards can also enjoy special offers at La Moda, Grand Hyatt, Grand Cafee, Indonesian atmospheres, and the Premiere XXI.

In addition, users also have the opportunity to get a maximum 50 percent discount of IDR 250 thousand with a minimum transaction of IDR 500 thousand at various merchants in the Senopati area, Jakarta. Among them are Premium Backer, Beau Bakery, Little League, Yinyang Dimsum, Soul Food, Mifune, Shabu Ghin, Fedwell, GA

Users can also enjoy 0 percent installments for a minimum transaction of IDR 500 thousand by converting transactions into installments on the Split Pay feature directly through the Jenius application. This offer is valid until January 31, 2023.

Users who like online shopping can also enjoy a 0 percent payment offer for a minimum expenditure of IDR 500 thousand with a maximum tenor of 12 months. This promo applies to Tokopedia, Shopee, and Blibli. Terms and conditions apply. Check information on various offers withdraw completely here.