Bahana TCW Continues To Present Reksa Fund Products Based On Risk Culture

Illustration. (Photo: Doc. Antara)

JAKARTA - Currently, investors' interest in investing is still quite high, especially for mutual fund products. This is because Reksa Dana is able to offer various investment options that are adjusted to the profile and investment needs of Indonesian investors.

Therefore, the mutual fund industry is still quite prospective, although in the midst of global economic uncertainty and increasing the benchmark interest rate of Bank Indonesia.

President Director of Bahana TCW Investment Management (Banahan TCW), Rukmi Proborini said that the public's interest in investing in Fund Reksa is quite high, especially now that there are more and more channel for purchasing Funds, making it easier for the public to buy mutual fund products. To answer the high public interest, during 2021, Bahana TCW has launched 21 investment products that can be an alternative choice for the community.

As a commitment to every investor, we ensure that every mutual fund product that we offer has gone through a number of stages of development based on very strict risk culture and good corporate governance principles (GCG). In addition, we are trying to offer an optimal yield return rate in determining investment schemes and products," said Rukmi in his statement, Thursday, September 8.

Various stages of product development processes and determining investment portfolios in terms of risk management are carried out strictly and continuously to provide products that are in accordance with the needs of public investment.

The assessment system for this risk is based on technology not only in terms of underlying assets but also in terms of customers or investors. This is done as part of the mitigation process of the possibility of risks that will occur. Starting with the comprehensive assessment of an issuer which will be underlying an investment product. This stage involves using information technology to ensure that the issuer concerned has a strong going concern and fundamental so that it can provide an optimal level of return on investment. So it is hoped that all portfolio assets that are underlying products have good quality and meet the principles of prudence," said Rukmi.

Internally, Bahana TCW also applies a tiered approval system for strategic decision-making, particularly regarding the stock universe and other investment effects.

The involvement of the Investment Committee actively in determining the direction of Bahana TCW's investment is also very important to ensure that all business processes are in accordance with investment procedures and the principle of responsibility processes owners so that companies can bring quality investment products to the community.

Meanwhile, in terms of investors, we are also taking the assessment stage in accepting potential investors. In this case, we have developed an Anti Money Laundering System system to assist the screening process for new investors, Bahana TCW. This system will make it easier for us to do due diligence for potential new customers and detect possible suspicious transactions such as money laundering, financing practices for terrorism and policy of weapons of mass destruction, added Rukmi.

All the precautionary and assessment principles carried out by Bahana TCW in managing its customer investment are part of effectively implementing risk management, where this has brought Bahana TCW as an experienced investment manager company of more than 25 years, as well as being the second largest investment manager in the industry with a mutual fund asset managed at IDR 40.45 trillion as of July 2022 (outside RDPT/Decrektor Limited Participation Funds & KPD/Kantrak Funds Fund Management Funds). Funds).