Complete Guideline Of Home Certificate Roya Fees: From Procedures To Estimation

Cost of house certificates (freepik)

YOGYAKARTA - Taking care of the roya is often confusing for homeowners who have just paid off mortgages. One of the important things that need to be understood is the cost of the house certificate.

By knowing the procedures and estimates, you can prepare the budget more precisely. Therefore, it is important to understand the ways, conditions, and costs of managing it at BPN.

Reporting from the Instagram account of the Magelang City Land Office, roya is a deletion process on the land certificate after the dependent rights are declared over.

This deletion removes the records of the burden of dependent rights previously recorded in the certificate or in the Land Ownership Book belonging to the Land Office.

Well, the provisions regarding the roya and the deletion procedure are listed in Law Number 4 of 1996 concerning Rights.

With the roya, the land certificate which was originally used as credit collateral was declared clean from loan records. After the process is complete, the certificate will be returned to the legal owner. Therefore, managing the roya is very important so that the ownership document is completely free from debt records.

Also read the article discussing the Process of Making Flat Unit Certificates Certificates in Indonesia

Reporting from the official website of the Ministry of Agrarian Affairs and Spatial Planning/National Land Agency (ATR/BPN) along with the requirements and costs that you must spend when taking care of the roya:

To take care of the roya at the Land Office, the applicant needs to prepare the following documents:

The process of completing the roya at the Land Office is relatively short, which is about 5 working days after the file is declared complete. Then in the process, the data that must be included includes:

Based on the provisions, the cost of managing the roya at the National Land Agency (BPN) is IDR 50,000 per land right certificate. This fee is relatively light compared to its benefits, because the certificate is clean from loan records and can be reused for other purposes.

Although the official cost of managing the roya at the BPN (National Land Agency) is only IDR 50,000 per certificate, in practice many people choose to use notary services. The reason is that notaries are considered more practical in managing documents while ensuring the files are in accordance with legal provisions. However, the consequences are, the costs incurred are certainly greater.

Based on information from the IDX page, notary rates for roya management vary, this depends on the respective policies, locations, and the level of management difficulties.

In general, notary costs range from Rp. 500,000 to Rp. 2,000,000, it could even be higher if the transaction value is large or the documents that must be processed are more complex.

Then in addition to notary services, there are other administrative costs that must be taken into account. This cost includes registration and the elimination of dependent rights in BPN. The amount is usually in the range of Rp. 200,000 to Rp. 500,000, depending on the area and additional procedures that may be needed.

Meanwhile, in some cases, additional costs arise, for example for checking certificates or other supporting documents that must be attached. This fee does not always appear, but still needs to be anticipated so that the roya process runs without obstacles.

When combined, the total cost of managing the roya through a notary can reach Rp. 1,000,000 to Rp. 3,000,000. However, please note, this amount can be different in each region and notaries.

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