Various Kinds Of Riba That Muslims Need To Avoid

Illustration of various kinds of usury. (Photo: Antara)

YOGYAKARTA - Riba is one of the acts prohibited in Islam. There are at least various kinds of usury that Muslims should avoid.

Quoted from the book What's With Riba? Ammi Nur Baits' work, generally, usury is the determination of interest or the provision of excessing loans during repayment. As for in terms of language, usury is a ziyadah (addition).

For Muslims, usury is classified as a matter that is forbidden. In fact, some scholars consider that people who violate are among the disbelievers. This was emphasized by Ibnu Hubairah in Al-Ifshah, An-Nawawi in Syarh Muslim, and Al Haitsami in Az-Zawajir.

Riba is one of seven major sins. The seven major sins are contained in Shahih Bukhari's book in the 55th Book of Wills. Abu Hurairah RA said,

"The Prophet of SAW said, 'Have seven great sins that can destroy you. The friends asked, 'Is that the Prophet?' Prophet SAW replied: '1) Syirik (condemns Allah), 2) performing magic (tung), 3) killing the soul forbidden by Allah except with rights, 4) eating usury property, 5) eating the property of orphans, 6) escaping from the battlefield, 7) and accusing the adultery of a good mukminah woman. '" (HR Muttafaq 'Alaih)

Reporting from the book Theory-Theory in Fiqih Riba and Gharar by Muhammad Fakhrudin, the scholars also agreed that the enormous amount of excess is at risk of causing usury. Every additional loan money that is returned by the borrower gives rise to usury, then it is prohibited.

As for usury itself, Allah SWT has explained it in surah Al-Baqarah paragraph 275,

You can't help it, you can't help it, you can't help it, you can't help it, you can't help it, you can't help it, you can't help it, you can't help it, you can't help it, you can't help it, you can't help it, you can't help it, you can't.

Meaning: "People who eat (transaction with) usury cannot stand up, except like people who stand up staggered because of the Islam. This happens because they say that buying and selling is the same as usury. In fact, Allah has allowed buying and selling usury. Whoever has reached him is a resident of hell. They are eternal in it."

There are many verses in the Qur'an that talk about usury. Some are mentioned in surah Al-Baqarah, Ali-Imran, An-Nisa, and Ar-Rum. Broadly speaking, usury is also classified as two, namely usury debt and usury buying and selling.

Of the two usurys, they are divided again into two, namely usury qardh and usury jahiliah, while usury buying and selling is divided into usury fadhl and usury rice.

Below are all kinds of usury known in Islam:

Riba qardh is usury that occurs in debt transactions that do not meet the provisions of profit to arise with risk (Al-Ghunmu bil Ghurmj) and business results come together with costs (al-Kharraj bidh dhaman).

Riba fadhl is a type of sale and purchase transaction of same-sex usury materials without any equivalence in scales or inequalities, for example selling 10 grams of gold with 11 grams, selling 5 kg of wheat with 6 kg.

Riba jahiliyah is a type of usury because of an additional principal loan given by people who owe debts to people who are in debt because they are unable to pay when they are due.

Riba Nasi'ah is the sale and purchase of RIBawi materials, either of the same type or of different types, but there is a suspension in handing over from one party.

Quoted from Ammi Nur Baits' book Riba in Sakuma, regarding this usury, Allah SWT has promised threats and even punishments for humans who like to do usury. Allah has blessed you, "

Why don't you think about it? Let's talk about it, let's talk about it, let's talk about it.

Meaning: "God eliminates (the blessing of) usury and gives alms. Allah does not like everyone who is very quotient and has sins." (QS Al Baqarah: 276)

In the interpretation book, according to Imam Ibnu Katsir, the verse explains that Allah SWT abolishes usury and eliminates it. This release is sometimes carried out thoroughly from the hands of the perpetrators or God willing, withdrawing the blessings of their wealth, so that any benefits of their property can be felt.

Such are the reviews of various kinds of usury that should be avoided. Hopefully useful. Visit VOI.id to get other interesting information.