Supporting The Property Sector, Bank BTN Will Establish A Mortgage Ecosystem In 2022

JAKARTA - PT Bank Tabungan Negara (Persero) Tbk or BTN will establish a Mortgage Ecosystem in 2022 to support the property sector.

"Hopefully next year we will establish a Mortgage Ecosystem that can support the property industry," said Bank BTN President Director Haru Koesmahargyo at an online seminar in Jakarta, quoted from Antara, Wednesday, June 30.

He further explained, thus starting from a pre-KPR or someone who has not taken a mortgage, it can be entered into an accessible platform, where they can search for land, take care of legality, make master or master plans, seek financing, look for houses up to notary and so on.

Then when you get a mortgage, later in the application you can get access, for example, mortgage loans, interest and so on.

During the tenor of mortgages, which generally have a long term of 20 years or 30 years, of course, during this long period, mortgage customers have other needs such as buying furniture, looking for education costs, insurance, home renovations and repairs and so on.

In his presentation, Haru said that the Mortgage Ecosystem is a customer-oriented business development effort by providing not only houses but also equipment, so that they can collaborate with various stakeholders to optimize services.

Mortage Ecosystem is a system that connects all housing stakeholders into a continuous process or platform.

"Thus it will make it easier for stakeholders starting from users, namely customers and also business actors/supporting professions to enter an ecosystem," said the BTN president director.