Islamic Banking Financing Reaches Rp720 Trillion in June 2026

JAKARTA - The national sharia banking industry has recorded positive performance in line with the increase in financing demand from the business sector.

Based on Bank Indonesia (BI) data, the value of sharia banking financing reached Rp720 trillion as of June 2026, or an increase of 11.43 percent compared to the same period last year (yoy).

This increase is in line with the growth of the Islamic banking third-party funds (DPK) which touched the figure of Rp816 trillion, or increased by 13.13 percent (yoy) in the same period.

On the other hand, the halal supply chain also grew by 5.5 percent, while the outstanding corporate sukuk was recorded at around Rp95 trillion.

BI Acting Governor Destry Damayanti assessed that this achievement reflects the opening of a wider space for sharia financing to encourage productive investment and expand the real sector.

Through the Indonesian Sharia Financing and Acceleration of Intermediation Month program, BI together with various stakeholders is trying to strengthen collaboration to expand access to financing while accelerating its distribution to the real sector.

He added that this step is expected to boost the contribution of sharia financing to investment, business expansion, and sustainable economic growth.

Destry emphasized that sharia financing should be seen as a strategic and competitive option for corporations that want to invest or expand.

He said that for this, a business-worthy (bankable), measurable, and sustainable financing channel is needed, supported by deepening the Islamic financial market and strengthening intermediation.

"As well as collaboration between corporations, the Islamic financial industry, regulators, ministries/institutions, and associations," he said in his statement, Thursday, August 13.

He also underlined the need for capacity expansion and innovation of financing instruments, accompanied by strengthening governance, risk management, and supervision so that financing to corporations is more solid.

At the same event, the Head of the Islamic Economic Agency of KADIN Indonesia, Titi Khoiriah, highlighted the importance of long-term Islamic financing with a scheme that is tailored to the needs of corporate expansion.

Similarly, the Head of Business Relations at Asbisindo and Deputy President Director of Bank Syariah Indonesia, Bob Tyasika Ananta, emphasized the urgency of an ecosystem-based approach that links corporations with their supply chains.

According to him, this approach opens up opportunities for Islamic banks to expand working capital financing while establishing long-term relationships with business actors.