OJK Says Success in Eradicating Judol is Not Only from Decreasing Transactions
JAKARTA - The Financial Services Authority (OJK) considers the success of eradicating online gambling not only measured by the decrease in funds turnover or transaction amounts, but also by the ability of all stakeholders to narrow the space for perpetrators and cut off the flow of funds.
Then, the success indicator also includes the ability of all parties to protect the public from financial fraud and abuse, as well as prevent the emergence of new modes that can take advantage of the financial system.
The Head of the OJK Banking Supervisory Executive, Dian Ediana Rae, views that in general the decline in the value of the turnover of online gambling funds in 2025 is a positive development.
This was reported by the Financial Transaction Reporting and Analysis Center (PPATK) that for the first time since 2017, the turnover value of online gambling funds fell significantly in 2025 to Rp. 286.84 trillion or about 20 percent compared to the previous year.
Dian added that the decrease in the circulation of funds also showed that the synergy and coordination of stakeholders through strengthening supervision, blocking access, and closing accounts that are indicated to be used for illegal activities, have yielded results and need to be continuously improved.
"However, the figure for the turnover of funds, which is still very large, shows that the threat of online gambling still needs to be constantly watched and become a common challenge," said Dian, quoted by Antara.
He said that cutting off the flow of funds remained one of the most strategic aspects of eradicating online gambling.
Therefore, said Dian, the current priority is to strengthen the ability to identify and handle accounts that are suspected of being used for online gambling activities, including nominee accounts, sales and purchase accounts, and accounts used as a fund collector for criminal proceeds.
Strengthening the application of risk management, customer due diligence (CDD), enhanced due diligence (EDD), and monitoring of suspicious transactions by financial service institutions (LJK) are also a concern.
In addition, OJK always encourages LJK to strengthen the use of technology, including the implementation of fraud detection systems or transaction monitoring systems, and the development of risk parameters that are adaptive to digital crime modules including online gambling, as well as LJK's active efforts to conduct cyber patrols on accounts used in online gambling sites.
As of July 2026, OJK has asked banks to conduct CDD and/or EDD, as well as blocking approximately 36,735 accounts that are suspected of engaging in online gambling activities based on data provided by the Ministry of Communication and Digital (Komdigi).
In addition, OJK expanded the report by asking banks to close accounts that are consistent with the Population Identification Number (NIK) of each party that is indicated to be online gambling and to conduct EDD.
On the other hand, increasing financial literacy and education to the public is also very important. Many accounts used in online gambling activities come from the misuse of accounts belonging to individuals who do not understand the legal risks and financial risks of borrowing or selling accounts to other parties.
"Therefore, strengthening supervision must go hand in hand with increasing literacy, education, and public awareness," said Dian.
OJK also encourages LJK to increase consumer literacy and protection through public education so that the public is more aware of the misuse of accounts and does not buy and sell accounts and engage in activities that violate laws and regulations.