May 2026 Solid Performance, Sustainable Business Strategy Strengthens Bank Mandiri's Growth

JAKARTA - Bank Mandiri booked a net profit of IDR 23.3 trillion during January-May 2026, growing 18.6 percent year-on-year (YoY) based on the bank's financial statements only as of May 31, 2026. This positive trend in profitability growth also contributed to Bank Mandiri's Return on Equity (ROE) being maintained at a stable level of around 20 percent, amid the continued global macroeconomic conditions.

The business strategy implemented sustainably continues to strengthen Bank Mandiri's fundamentals and becomes the driving force for performance growth in various lines. With this foundation, Bank Mandiri emphasizes its role as a strategic partner of the government in encouraging inclusive and competitive people's economic growth.

Until the end of May 2026, the total assets of Bank only Mandiri Bank were recorded at Rp. 2,306 trillion, up 20.0 percent compared to the same period last year. This growth reflects Bank Mandiri's commitment to optimizing the effective and productive management of state assets.

Bank Mandiri's Finance & Strategy Director Novita Widya Anggraini said that this achievement is inseparable from the intermediation function which continues to show a positive trend. In the first five months of 2026, the bank with the issuer code BMRI channeled credit worth Rp. 1,580 trillion in bank only, up 20.6 percent YoY, flowing into the productive sector ranging from industrial downstreaming to the MSME segment which supports the growth of people's economy and employment expansion in various parts of the country.

"This performance is the result of the execution of a measured and consistent strategy across all business lines, with disciplined and prudent risk management to maintain healthy growth in the long term," Novita said in an official statement, Friday, June 26.

In addition, in terms of total funding of the bank's Third Party Fund (DPK), it also grew 22.0 percent YoY to Rp1,716 trillion, which was also supported by cheap funds (Current Account and Saving Account/CASA) with current accounts reaching Rp664 trillion and savings of Rp559 trillion.

This growth is inseparable from the sustainable performance of Bank Mandiri's digital services, Livin' by Mandiri and Kopra by Mandiri, which continue to record an increase in usage. In addition to encouraging digital transaction growth, the increase in users of these two platforms also strengthens financial literacy, and expands access to technology-based financial services, in line with Danantara's vision of ensuring that state assets are managed effectively, productively, and provide wider benefits for the Indonesian people.

Novita added that the integrated synergy between the digital ecosystem and the physical network allows customers to manage finances comprehensively in one service platform. In the future, Bank Mandiri will continue to strengthen its role as a strategic partner of the government through financing of national priority programs, including KUR, strengthening MSMEs and cooperatives, subsidized mortgages, as well as strategic sectors and industrial downstreaming to encourage job creation.

"Through the synergy of integrating the Bank Mandiri ecosystem which connects digital services, distribution networks, and productive financing, we are committed to continuing to serve all levels of society and supporting inclusive and sustainable national economic growth," concluded Novita.