This is BCA's Strategy After BI Raises the Benchmark Interest Rate to 5.50 Percent

JAKARTA - PT Bank Central Asia Tbk or Bank Central Asia (BBCA) spoke out regarding the decision of the Bank Indonesia (BI) to raise the benchmark interest rate or BI-Rate by 25 basis points (bps) to 5.50 percent.

BCA's Executive Vice President of Corporate Communication & Social Responsibility, Hera F. Haryn, said that his party saw this decision as a strategic step by BI in responding to global economic dynamics and the movement of the rupiah exchange rate.

"In assessing the interest rate policy, we consistently examine the development of the reference interest rate, other macroeconomic parameters, potential risks, liquidity conditions of the banking sector and markets influenced by demand and supply factors," he said in a statement to the media, Wednesday, June 10.

Hera added that along with the increase in the benchmark interest rate, BCA also always considers these factors in maintaining a balance between adequate liquidity and healthy credit expansion.

At the same time, he continued, BCA also conducts periodic reviews and pays attention to the level of credit interest rates at a level that the market can accept and pays attention to people's purchasing power.

"In the future, we will continue to encourage the distribution of quality credit by considering the principle of prudence and the application of disciplined risk management," said Hera.

For information, previously Bank Indonesia decided to raise the benchmark interest rate or BI-Rate by 25 bps to 5.50 percent.

In addition, BI also raised the deposit facility interest rate and the lending facility interest rate by 25 bps to 4.50 percent and 6.25 percent, respectively.

"The Bank Indonesia Board of Governors (RDG) Meeting today, June 9, 2026, decided to raise the BI-Rate by 25 bps to 5.50 percent, the Deposit Facility interest rate by 25 bps to 4.50 percent, and the Lending Facility interest rate by 25 bps to 6.25 percent," said Governor Perry Warjiyo in a statement. official, Tuesday, June 9.

Perry said this increase was a follow-up step to strengthen the stabilization of the rupiah exchange rate from the impact of high global turmoil due to the war in the Middle East.

He added that this increase was also a pre-emptive step to keep inflation in 2026 and 2027 within the target range of 2.5 percent plus minus 1 percent set by the Government.

According to him, this policy is also aimed at increasing the yield for the attractiveness of foreign portfolio investment inflows into Indonesia.

"In accordance with the law and the practice that has been running so far, Bank Indonesia holds a Weekly RDG every Tuesday to evaluate the implementation of the mix of policies set out in the Monthly RDG," he explained.