Bank Red Plate Joglo Branch Reported to Polda Metro Regarding Alleged Misappropriation of Documents

JAKARTA - The alleged embezzlement of auction documents dragged a red plate bank branch of Joglo into the legal realm. Fikri's client's lawyer, Yuko Amran from the law firm Yuko, Yudi & Partners, stated that he had reported this case by referring to the P2SK Law, regarding strengthening supervision of the financial services sector.

The report was filed as a legal effort for the alleged detention of important documents that are the rights of his clients, especially related to the collateral auction process.

"We submitted this report as a legal effort for the alleged detention of important documents that are the rights of our clients," Amran told the media at the Polda Metro Jaya, Tuesday, April 5, 2026.

Amran explained that this case began with a series of events that were considered strange in the auction process for collateral belonging to his client. Based on Fikri's statement, the bank is said to have never provided a copy of the credit agreement since 2017.

In addition, the client also admitted that he had never received any official warning or notification regarding the planned auction.

"According to our client, he never received a copy of the credit agreement or official notification regarding the auction. This is a strong basis for us to take legal action," he said.

The lawyer also said that he had sent three summons to the bank, each in December 2025, January 2026, and April 2026. However, to date, there has been no response from the parties concerned.

Ironically, the new client learned of the auction on November 11, 2025 through informal information, not from an official notice.

"We have sent three summons without response. This strengthens the suspicion of lack of transparency in the auction process," he said.

It is known that the legal team revealed the alleged sale of five units of the client's shop house in November 2025 at a price below the market price (undervalue). As a result, the client's losses are estimated to reach billions of rupiah.

Until now, the auction document, which according to regulations is the debtor's right, has also never been given by the bank.

"If it is true that there has been a sale below market price, this is very detrimental to our clients economically and strengthens the allegations of violations in the auction process," he explained.

From a legal perspective, the lawyer assessed that there was a potential for violations both in criminal and civil matters. In addition, this case is also associated with the provisions of the P2SK Law, specifically Article 37 e and Article 49 which essentially regulate that every operational implementation of Banking must prioritize prudence and transparency of management, so as not to harm all parties.

"The provisions in the P2SK Law emphasize the importance of supervision and accountability of financial services institutions. In this context, we see the potential for violations of these principles," said Yuko.

According to him, if the allegations are proven, then this case will not only stop at administrative violations, but also has the potential to enter the criminal realm because it has a significant impact on the client's economic losses.

He emphasized that transparency in the auction process is a basic right of debtors protected by regulations, including the obligation to provide official documents such as auction minutes.

"If proven, this is not only an administrative violation, but can also fall into the criminal realm because it significantly harms the economic rights of our clients," he added.

The spotlight also points to the headquarters of the red plate bank in the Jalan Jenderal Sudirman area, Jakarta, which is often the object of lawsuits in various banking cases, especially related to credit disputes and auctions.

Until this news was released, there was no official statement from the bank regarding the report.

"We ask for full transparency from the parties involved so that the entire process is transparent and does not harm the community," he concluded.