AdaKami Promotes Digital Fraud and Scam Prevention through Cross-Sector Collaboration

JAKARTA - OJK's Indonesia Anti-Scam Center (IASC) data recorded more than 432 thousand digital fraud reports from November 2024 to January 2026, with a total loss of around Rp9.1 trillion.

In the Executive Policy Forum on Collaborative Handling of Digital Fraud and Scam which was held by the Indonesian Association for Digitalization and Cyber Security (ADIGSI), PT Pembiayaan Digital Indonesia (AdaKami) emphasized the importance of education and cross-sector collaboration.

The Chairman of ADIGSI, Firlie Ganinduto, in his speech said that digital fraud is one of the threats to Indonesia's cyber resilience in the midst of massive digital development.

"Technological developments such as Artificial Intelligence (AI) are like a double-edged sword. Therefore, collaboration between regulators and the private sector is the key to strengthening cybersecurity while increasing user education," said Firlie.

Agreeing with Firlie's statement, AdaKami's Chief of Public Affairs, Karissa Sjawaldy, agreed that digital fraud and scams are industry issues and a shared responsibility.

"We also realize that this effort cannot be done alone. Therefore, AdaKami continues to synergize with regulators, associations, and strategic partners to strengthen a safer digital ecosystem, including through participation in this forum," he added.

This forum is one of AdaKami's concrete steps in strengthening digital fraud prevention collaboration. In its operations, AdaKami continues to strengthen the security system to protect the platform from potential cyber attacks through the use of technologies such as artificial intelligence (AI) and big data, including continuous risk monitoring and detection of suspicious activities.

To protect user accounts, AdaKami implements an electronic Know Your Customer (e-KYC) process with liveness detection as part of identity verification, in addition to various other security features according to industry standards.

In addition, AdaKami is consistently encouraging the improvement of public literacy, including in maintaining personal data, recognizing the characteristics of fraud, illegal lending, and verifying information only through official channels and trusted sources.

Meanwhile, the Deputy for Cyber Security and Economic Security of BSSN, Slamet Aji Pamungkas, revealed that from January to November 15, 2025, there were approximately 5.2 billion traffic anomalies, with 93.78% of which were malware that could potentially become ransomware. The findings show the potential of cyber attacks in Indonesia.

According to Slamet, through Presidential Regulation Number 47 of 2023 concerning the National Cyber Security Strategy and Cyber Crisis Management, BSSN collaborates with various parties ranging from state organizers, business actors, academics to communities to strengthen national cyber defense and protect the digital economy ecosystem.