CIMB Niaga Finance Holds AGM for Fiscal Year 2025, Maintaining Performance Growth in the Midst of Economic Dynamics

JAKARTA - PT CIMB Niaga Auto Finance (CIMB Niaga Finance or the Company) held the Annual General Meeting of Shareholders (RUPST) on Monday, April 6 at the CIMB Niaga House, South Tangerang. In the meeting, shareholders approved the Company's Annual Report for the 2025 Fiscal Year and accepted the supervisory board's report on the results of supervision of the Board of Directors' performance during the 2025 fiscal year.

RUPST also decided on the Company's Financial Statements for the 2025 financial year, which had been audited by the Public Accounting Office of Rintis, Jumadi, Rianto & Partners in accordance with its report dated March 11, 2026 with the opinion "Financial Statements are fairly presented, in all material respects", the financial position of PT CIMB Niaga Auto Finance as of December 31, 2025, and its financial and cash flow performance for the year ended on that date, in accordance with the Financial Accounting Standards in Indonesia.

CNAF closed 2025 with maintained financial performance. The company managed to book revenue of IDR 2.23 trillion, an increase of 9.31 percent compared to the previous year of IDR 2.04 trillion. This growth was driven by an increase in Total Assets of 6.04 percent to IDR 11.46 trillion, as well as Total Managed Assets which also grew 3.93 percent to IDR 13.66 trillion.

CNAF's net profit in 2025 was recorded at IDR 322.75 billion where CNAF still showed a resilient performance. The Company's strategy in maintaining asset quality has yielded extraordinary results with the achievement of an upgrade from Fitch Indonesia to AAA. This highest rating reflects CNAF's agility and risk management capabilities at the best level.

President Director of CIMB Niaga Finance, Ristiawan, said that 2025 was a challenging period for the Company.

"2025 is a challenging year, CNAF strives to continue to record positive performance despite the contraction of the market. One of CNAF's main achievements in 2025 is the success in maintaining a balance between growth and quality. The dynamics and slowdown of the financing industry growth in 2025 is felt by all financing industries not only CNAF. However, CNAF managed to maintain an adaptive, resilient, and competitive performance. CNAF managed to book a total new financing disbursement in 2025 of IDR 9.25 trillion. This achievement also strengthens CNAF's position in the industry. This is evidenced by the increase in the market share of motor vehicle financing to 6.11 percent which is also reflected in the assets under management of the Company which grew 3.93 percent," said Ristiawan in the CIMB Niaga Finance RUPST.

At the RUPST, shareholders also approved the distribution of cash dividends of IDR 129 billion or 40 percent of CIMB Niaga Finance's net profit for the 2025 financial year. The RUPST also approved the reappointment of Rintis, Jumadi, Rianto & Partners to audit the Company's books for the 2026 financial year with the consideration that this Public Accounting Office has good experience and track record and is also a Public Accounting Office used by the Parent Company.

In line with the commitment to good governance, shareholders also agreed to reappoint Dr. Rini Fatma Kartika. S. Ag., MH as a member of the Sharia Supervisory Board for the next three years for the period 2026 - 2029. Thus, the composition of the Sharia Supervisory Board is as follows:

Sharia Supervisory Board

Chairman: Prof. Dr. rer.nat. Jaenal Effendi. S.Ag.M.A.Member: Dr. Rini Fatma Kartika. S. Ag., MH

The other decisions produced by the CIMB Niaga Finance RUPST are the determination of the amount of salary or honorarium, and other benefits for the Board of Commissioners and Board of Directors of the Company; the Company's Work Plan for the 2026 fiscal year and the 2026 Sustainable Finance Action Plan Report.

Closing his statement, Ristiawan emphasized the optimism of the Company in facing future challenges.

"We are optimistic that the Company's business prospects in 2026 will improve even though there are macroeconomic challenges and automotive industry challenges in the midst of global geopolitical conditions. We will continue to develop our business sustainably and responsibly by prioritizing the aspects of prudential and strengthening customer experience in achieving the mission of becoming the most profitable multifinance in Indonesia," he concluded.