Thanks to NII Performance and Cost Efficiency, IIF Records 51.2 Percent Net Profit Growth in 2025

JAKARTA - PT Indonesia Infrastructure Finance (IIF) has announced a net profit of IDR 185.3 billion for the fiscal year ended December 31, 2025 (FY25), an increase of 51.2 percent from IDR 122.5 billion in the previous year.

This growth has driven a significant increase in the Return on Equity (ROE) ratio to 5.5 percent, up 120 bps year-on-year.

In brief, the 2025 performance includes:

• Net interest income (NII) increased 44 percent year-on-year to Rp536.0 billion, driven by a 11 percent decline in fund costs and an increase in interest income of 6.5 percent to Rp1.3 trillion.

• Non-interest income (NOII) from treasury activities increased almost threefold to Rp42.3 billion, offsetting the decline in advisory fees.

• Operating expenses remain well under control, resulting in an improvement in the operating efficiency ratio to 54.6 percent or an increase of 441 bps year-on-year.

• Total assets grew 5.0 percent year-on-year to Rp15.4 trillion, supported by an increase in productive assets of 2.0 percent.

• The Non-Performing Finance (NPF) Net ratio was recorded at 3.75% as of December 31, 2025, slightly up from 3.41% the previous year, but still within the regulatory limit of 5.00%.

"We are grateful for the achievement of financial performance in 2025, but we consider the need to accelerate infrastructure development in a challenging environment. IIF is ready to support this growth through various products and strong capital aspects," said President Director and CEO of IIF, Rizki Pribadi Hasan, in a statement, Thursday, February 19.

Most recently, IIF has just signed a cooperation with FinDev Canada, as part of strengthening its commitment to sustainable infrastructure development. This cooperation will support low-carbon economic growth in Indonesia through financing sustainable infrastructure projects.

"Our fund costs have decreased and the capital adequacy ratio (CAR) remains strong at 43.7 percent. We continue to strengthen liquidity and diversify funding, with a target of up to IDR 3.0 trillion in 2026," said Rizki.

By 2025, IIF has contributed to generating 709.9 MW of renewable energy, powering more than 709,900 homes and reducing around 4.92 million tons of annual CO₂ emissions. The company also provides access to clean water to around 7.2 million people and improves community welfare through the development of health facilities.

IIF's achievements in 2025 were recognized through various national and international awards, including the Asia Sustainability Report Rating (ASRRAT) 2025, ESG Award 2025 from the Kehati Foundation, FinanceAsia Achievement Awards 2025, and The Asset Triple A Sustainable Infrastructure Awards 2025.