Here's How To Manage Finance Wiser And Safer With Credit Report Features

JAKARTA - Pay attention (PT Aggregation Cermat Indonesia) as an aggregator company for financial products, is committed to continuing to provide financial services that are easily accessible, transparent, and safe for users.

Now, Cermati presents a flagship feature that users can take advantage of, namely the Credit Report, which can provide comprehensive information about credit history and maintain financial health.

The credit report feature, which can be accessed at Cermati, allows users to access various credit information such as collectibility status, late-paid loans, loan portfolios, and loan details.

With this feature, users can monitor the use of the user's identity when applying or taking loans so that they can detect early if there is misuse of identity by irresponsible people. Monitoring plays an important role in keeping the user's credit reputation safe for the long term.

"The increasing public need for financial services needs to be balanced with open access to financial transparency to create a sense of security in transactions. We present this Credit Report feature as a form of Cermati support in increasing public financial literacy. We want every user to be able to access their financial data in a transparent manner, so that they can make a wiser financial decision," said PT Aggregation Cermat Indonesia (ACI) CEO Fuk Fung Lestario quoting his written statement, Jakarta, Monday, October 29.

Cermati is committed to providing financial services that are transparent, safe, and comfortable for the community to encourage a healthy financial ecosystem. By utilizing the Credit Report, users can be better prepared to manage finances. It can also help people to start caring and maintain their financial health regularly.

Empat Keunggulan Laporan Kredit di Cermati

1. Easy-to-understand view

The Credit Report from Cermati has an advantage in the form of information displayed using simple language, interesting data visualization, and a clear summary to make it easier for users. Thus, users need not be confused about the technical terms of banking or finance that are complicated.

2. Fast, easy, and flexible access

The entire process, from registration to viewing reports, can be done completely online through the Cermati application in a matter of minutes. Users can check credit conditions anytime and anywhere, directly from mobile devices, so it is very practical to carry out routine monitoring.

Cermati also understands the differences in users' needs for credit reports. Therefore, Cermati offers access flexibility according to user needs.

3. Security is maintained

Pay close attention to collaborating with credit bureau partners who are registered and licensed by the Financial Services Authority (OJK) for the Credit Report service, so that the reports provided are trusted and secure.

This feature also allows users to monitor credit activity registered on the user's behalf, so that it can be an initial indication of misappropriation of identity data. If a new loan or credit card appears without the user's knowledge, the user can immediately detect it from the Credit Report and report it to the relevant financial institution. Thus, this feature serves as a protection layer for data security and user identity.

4. Provide financial education

In addition to displaying credit report data from users, users will also get tips or explanations about factors that can improve credit reputation that affect creditworthiness assessment. This helps increase user financial literacy as a whole.

There are several special offers offered for users who want to access the Credit Report feature from Cermati, including users are free of charge or free for first checking. The coupon will be installed automatically so that users will get their first credit report without being charged any fees.

In addition, there is a special package price offered, namely Rp. 19,000 for the 1x Update Report, Rp. 49,000 for the 3x Update Report, and Rp. 69,000 for the 6x Update Report. Users can take advantage of the offer easily, simply by clicking 'Update Report', then users can select the desired Credit Report Fee package, continue the payment (Corruption without Credit Card, Transfer Bank/Virtual Account, E-Money, Credit Card/Debit Card, Instant Payment, and Mini Market).

Then Click 'Agree' the applicable terms & conditions to view Credit Reports, such as collectibility status, late-paid loans, loan portfolios, and loan details.