BRI Portfolio Sustainable Finance Reaches IDR 807.8 Trillion

JAKARTA PT Bank Rakyat Indonesia (Persero) Tbk (BBRI) recorded a sustainable finance portfolio of IDR 807.8 trillion.

BRI's Human Capital & Compliance Director Ahmad Solichin Lutfiyanto explained that the principle of sustainability has become part of BRI's long-term strategic direction in building a resilient and sustainable business and supporting a transition to a low-carbon and inclusive economy.

"Every BRI policy and operational business line is prepared taking into account the balance between business potential, risk management, and its impact on social and environmental aspects," he said, Saturday, August 30.

BRI consistently distributes financing to sectors that provide real benefits, both for the people's economy and for the preservation of the earth. Financing channeled to Micro, Small and Medium Enterprises (MSMEs) or Social Loans is support for financial inclusion, job creation, improving community welfare, as well as strengthening people-based economic resilience.

In addition, BRI distributes financing to sectors that support the transition to a green and inclusive economy that contributes to reducing emissions. BRI's green finance portfolio includes new renewable energy projects, environmentally friendly transportation, green buildings, environmentally friendly products, and various other Environmentally Introspective Business Activities (KUBL) identified based on POJK No. 51 of 2017 concerning the Implementation of Sustainable Finances for Financial Services Institutions, Issuers, and Public Companies.

Until the second quarter of 2025, BRI's sustainable financing portfolio reached IDR 807.8 trillion. This amount is equivalent to 64.01 percent of BRI's total financing portfolio. This portfolio consists of social loans that reach IDR 715.5 trillion, green or green loans of IDR 86.9 trillion, and investments in ESG-based corporate bonds worth IDR 5.4 trillion.

In addition to lending and investing, BRI also issued funding instruments such as Sustainability Bond, Green Bond, Social Bond, and other funding instruments based on sustainability. As of the second quarter of 2025, BRI's sustainable funding portfolio has reached 65.65 percent of the total wholesale funding compiled by BRI.

In issuing sustainability-based bonds, BRI refers to applicable standards, including POJK No. 60 of 2017 related to the Issuance and Requirement of Environmentally Involved Securities (Green Bond) which was updated through POJK No. 18 of 2023 related to the Issuance and Requirement of Debt and/or Sustainability-Based Sukuk.