Bank Mega Syariah Corporate Financing Grows 30.24 Percent Until June 2025

PT Bank Mega Syariah noted that the distribution of corporate financing until June 2025 reached more than IDR 4.4 trillion or grew by more than 30.24 percent on an annual basis (year on year / yoy).

This amount reached more than 46.29 percent of Bank Mega Syariah's total financing of IDR 9.5 trillion.

Bank Mega Syariah Corporate & Business Banking Division Head Guritno said that the distribution of financing in the corporate segment continues to make maximum contributions to the bank business.

This positive note is also supported by a bank strategy in expanding the business-to-business-to-consumer (B2B2C) segment.

"We see great opportunities for financing the infrastructure industry sector, power plants, agribusiness, minerals, energy and downstream industries through structured finance on investment needs and working capital for large conglomerates and credible institutions, both state-owned and private," Guritno said, quoting Antara.

He added that the presence of a syndicate desk at Bank Mega Syariah will strengthen the growth of the financing portfolio through syndicated financing to synergize with banks and other financial institutions.

To maintain the quality of financing, added Guritno, Bank Mega Syariah always applies the principle of prudence with a strategy of implementing selective and prudent risk management.

This is done by focusing on companies that have a low risk profile but have a strong financial capacity and durability, especially in economic conditions that are full of challenges like today.

"We focus on sectors and customers who have low risk but have the potential to provide optimal margins, so that business growth remains in line with the precautionary principle," said Guritno.

In addition, he added that the development of existing customer portfolios that perform well is also continuously carried out as well as monitoring the quality of financing in order to maintain the quality of the portfolio in a sustainable manner.

Guritno sees that the prospect of disbursing financing for the corporate segment this year will still be the prima donna for banks, especially financing for infrastructure and downstream projects which will drive the growth of the financing portfolio to support national economic growth. This is in line with the trend of the banking industry.

Based on data from the Financial Services Authority (OJK) as of May 2025, national corporate loans grew 11.92 percent (yoy).

Seeing this trend, Bank Mega Syariah is also optimistic that the distribution of corporate financing can record higher growth compared to the 2024 achievement.