The Community Can Value The Performance Of Developers And Distributors Banks Through The MBR Rating Feature

JAKARTA - The People's Housing Savings Management Agency (BP Tapera) conducted a trial of the latest "MBR Rating" feature integrated in the Aku Huni application, as part of the monitoring and evaluation program (Monev) in South Kalimantan, on 26-28 May 2025.

This feature is designed to build a competitive market that encourages improving the quality of housing facilities for Housing Financing Liquidity (FLPP), improving the quality of FLPP developer services and encouraging improving the quality of services for tapera and FLPP financing banks in meeting the needs of ready-to-live housing for Low-Income Communities (MBR).

The MBR Rating feature makes MBR a "supPORT" that assesses the quality of developer services, channeling banks and the quality of the houses they receive from the Tapera and FLPP financing programs.

Later, the results of this assessment will be a recommendation for MBR in choosing good quality ready-to-live houses as well as being an evaluation material for performance and services for developers and channeling banks.

The trial of this feature has been carried out at a number of subsidized housing locations in Banjarmasin, namely Grand Mahantas; Grand Batuah Mahatama; Abdi Persada Jaya; Mahligai Permai Phase 2; Puri Al Chava; Puri Tri A Asri; Grand Aqila; and Almisbah Kara Mantung.

Director of Operations Utilizing BP Tapera Muhammad Nauval Al-Ammari said the akuHUNI application had been tested in 2023 and was successfully implemented massively from Sumatra Island to Papua in 2024.

He said the akuHUNI system is a system for reporting the occupancy of FLPP houses independently and online directly by MBR.

"Recipients of the benefits of reporting on the occupants of the house practically and comprehensively, starting from documenting photos of exterior conditions and interiors of the house, including selfies with ID cards in front of the house, photos of subsidized KPR stickers/plates, QRCs and electrical meters," said Nauval as quoted from his written statement, Thursday, May 29.

He considered, this MBR Rating feature provides great benefits for various stakeholders, such as:

For MBR and prospective debtors: it is a reference in choosing the best developer and channeling bank according to the assessment from MBR;

For developers: evaluation materials to improve the quality of FLPP houses, services and encourage innovation;

Badminton For The Government: One of the media to encourage improved home quality for MBR, developer services and channeling bank services for MBR;

Bagi perbankan: salah satu bahan profiling untuk bekerja sama dengan pengembangan dan perumahan berkualitas baik.

"Through the trial results of developing the MBR Rating feature innovation, we affirm our commitment to implementing the principle of continuous improvement in quality in managing the Tapera Financing and FLPP Financing Program for MBR," he concluded.

The akuHUNI application can be accessed by the public through the website http://akuhuni.tapera.go.id using a smartphone device, without having to download and install.