Danamon's Wise And Smart Solutions To Manage Holiday Allowances And Make Ramadan More Blessings

JAKARTA - As a customer-oriented bank, PT Bank Danamon Indonesia Tbk (Danamon) urges the Indonesian people to be wise and smart in managing the holiday allowance (THR) to be accepted. Danamon encourages the public on the importance of allocating part of the THR to perform worship through ZISWAF (Zakat, Infaq, Sedekah, and Waqf) during the month of Ramadan and investment.

"The holy month of Ramadan is the right moment for us to reflect on how we can manage finances wisely and intelligently. Despite significant changes in spending, we encourage people not only to focus on consumption, but also to think about their financial future and continue to share with others through ZISWAF," said Herry Hykmanto as Director of Sharia & Sustainability Finance of PT Bank Danamon Indonesia Tbk, in his statement, Thursday, March 20.

"THR is often used to meet needs during Ramadan and ahead of Eid celebrations such as shopping for new clothes and household needs, buying gifts for relatives to pasting greetings. However, we also want to remind you that allocate some of the THR for ZISWAF," added Herry.

Maximize Blessings With Ease Of Upgrading ZISWAF And Various Investment Instruments

Still in the spirit of Ramadan More Blessings, Danamon also invites the public to fulfill their zakat obligations and share through the Danamon Sharia Business Unit (UUS Danamon) which provides ZISWAF Revenue Services by using the Social Banking Application. This application provides convenience in paying zakat with the credible Amil Zakat Institution (LAZ), which is now easier, more comfortable, and reliable. UUS Danamon has collaborated with six trusted LAZ (6) LAZZ, LAZISMU, Dompet Dhuafa, Al Azhar, Badminton Tauhiid Peduli, Al Bahjah, and the National Zakat Amil Agency (BAZNAS).

"We believe that by allocating THR for investment and ZISWAF, the community will not only strengthen their financial condition, but also contribute to the welfare of the people. This is a beautiful way to interpret Ramadan and welcome Eid al-Fitr," said Herry.

In addition to fulfilling ZISWAF, Finance Experts recommend that the allocation of THR funds for savings and investment should range from 20-50 percent, while the rest can be used for primary and secondary needs. To maximize the THR funds, Danamon offers Sharia Deposito products with the principle of Revenue Sharing (Mudharabah) which provides flexibility for IDR or USD terms and currencies.

Customers can choose a tenor ranging from 1, 3, 6, to 12 months with a minimum placement of IDR 8 million for IDR accounts and a thousand dollars for USD accounts. Through this product, UUS Danamon provides security and flexibility, competitive profit sharing, funds are also channeled to the RII sector which is profitable and in accordance with Islamic principles and no less important can help plan customer investment programs.

"We believe that by allocating THR for ZISWAF and investment, the community will not only contribute to the welfare of the people but also strengthen their financial condition. This is a beautiful way to interpret Ramadan and welcome Eid al-Fitr," said Herry.

Intelligent In Managing THR With Various Ramadan Promos More Blessings

Currently Danamon provides cashback benefits up to IDR 40 thousand if you make transactions via QRIS D-Bank PRO, right for those of you who want to buy takjil to accompany your breaking of the fast with your family or co-workers/friends. For other E-Banking programs you can visit danamon.co.id/id/personal/promo/promo-e-banking.

Danamon hopes to help customers in performing their fasting, not only from a spiritual but also financially perspective. Through wise THR management, smart investment, and ZISWAF worship, Danamon invites all Indonesian customers and people to jointly create a more blessed Ramadan.

Ahead of Eid al-Fitr, not only is it wise to manage THR but Danamon also urges to increase awareness when transacting and maintaining data confidentiality. Don't give OTP, debit/credit card PIN, CVV/CVC code, as well as username and mobile banking password or lend personal devices to others to transact. Further information about the mode of fraud and how to avoid it can be accessed through Danamon's official website at bdi.co.id/don't thank you.