How To Keep Christmas And New Year's Holidays Saving
JAKARTA - Christmas and New Year's holidays are a moment that many people have been waiting for to gather with family, friends, or travel. However, these moments are also accompanied by large expenses if not managed properly.
Therefore, it is necessary to know how to manage finances wisely so that the Christmas and New Year holidays remain economical. Below, there are several ways that can be done, reported by Forbes, on Tuesday, December 3, 2024.
The first thing to do is set a maximum budget for all holiday needs, such as transportation, accommodation, and entertainment. By setting a budget, you will be able to focus more on spending according to your priorities and avoid waste.
After determining the budget, make sure you follow it. You can also use the financial records application to monitor daily expenses while the holidays are still under control and according to the budget.
At the end of the year, it is usually filled with attractive discount promos. You can take advantage of promos to buy cheaper holiday needs so that they will save finances.
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However, don't buy goods just because you are tempted by a big discount promo. Make sure you really need the item for your vacation.
Another effective way to keep the Christmas and New Year holidays safe is to use payments in cash. Take cash according to the daily expenses budget that you have set.
In this way, you can prevent excessive expenses that often occur when using a credit card or e-wallet. The use of cash also makes you more aware of the amount of money that has been spent, making it easy to limit it.
Those are some ways to stay economical during the Christmas and New Year holidays. Happy trying!