OJK Boss: Inappropriate! Civil Servants Ask For Credit Waiver, But Still Get Regular Salary

JAKARTA - The Financial Services Authority (OJK) revealed that many State Civil Servants (ASN) or Civil Servants (PNS) requested leniency of credit installment payments or restructuring to banks during the COVID-19 pandemic. Chairman of the Board of Commissioners of OJK Wimboh Santoso said the restructuring submissions made by ASN are generally for consumer credit.

"ASN sent a letter to ask for restructuring, it is also not in place," he said in the event 'Sarasehan Acceleration of National Economic Recovery', Friday, April 9.

Furthermore, Wimboh said the request is not appropriate because ASN has been still getting regular salaries every month. In addition, they also do not become victims of termination of employment (layoffs).

"Credit motor and car, this is the reality is him for consumption. It means he's an employee, his salary should still have empathy for installments. Unless he's on his bike for motorcycle taxis, he can't get passengers. Now this is what we say should be restructured, do not be billed first because they also do not get income," he explained.

Therefore, Wimboh also asked the ministries / institutions and local governments can provide this socialization to civil servants. The goal is not to apply for credit restructuring anymore.

"In some areas already understand yes, the local government already understands," he said.

Based on OJK data until now, the policy of restructuring bank loans and financing companies is still ongoing. As of February 8, 2021, bank credit restructuring has reached Rp987.48 trillion from 7.94 million debtors.

The MSME sector reached 6.15 million debtors with a value of Rp388.33 trillion. While non-MSMEs reached 1.79 million debtors with a value of Rp599.15 trillion. Meanwhile, the restructuring of multifinance companies (multifinance or leasing) until February 8 has reached Rp193.5 trillion for 5.04 million approved contracts.